Risk vs. Reward is the reason we create a portfolio of personal investments. It is a collection of stocks, funds, bonds, assets and cash. Our money in CPF is as good as cash free of risk, but with only 2.5% annual interest earned. To combat rising inflation and prevent from losing value over time, money needs to be invested in alternatives for higher returns. One such alternative is stocks. $DBS(D05.SI)$ is the best here with solid balance sheets, resilient business model and disciplined capital management. $CapLand Ascendas REIT(A17U.SI)$$Mapletree Log Tr(M44U.SI)$ and $Frasers Cpt Tr(J69U.SI)$ are reits with more than 5% dividend yield over the year but their stock value have been negatively affected by the Middle East conflict and rise in oil price. $HRnetGroup(CHZ.SI)$ with dividend yield of 5.8% and rich in cash of S$262.9 million is a rate high-yield gem. Thanks @Tiger_SG @TigerStars @Tiger_comments