🌟2025 was defined by "The Great Diversification". This is a massive shift where the world realises that leaning solely on US Big Tech was no longer enough. While 2024 was about AI Hype, 2025 was the year economic reality & geopolitical shocks forced investors to look elsewhere. The Defining Event of 2025 was April 2025 - Trump's Liberation Day & the tariff shock which revealed a sweeping regime of tariffs, up to 145% on Chinese goods.  This sent the global markets into a literal meltdown. However 2025 is also the year that the S&P500 and Gold hit their all time highs. The most valuable lesson I learnt this year was to expect the unexpected. Fortunately diversification saved the day.  Diversification isn't about lack of conviction.  It is about humility.  It

🌟🌟🌟For those investors who already own $Micron Technology(MU)$ and remain bullish on its long term prospects due to AI demand and tight supply conditions, a great options strategy is a Covered Call.  This options strategy can help to generate income, mitigate risk and potentially lower your cost basis. How it works:  You own the stock and simultaneously sell a Call Option in those same shares with a strike price above the current market price and an expiration date in the future. The benefit of this options strategy:  You collect premium upfront.  This will increase your overall return or provides a small buffer against a slight stock price decline. The risk is that if Micron continues its rocket ship run past your strike price

🌟🌟🌟Will markets be calm in 2026 or is it the calm before the storm?  No one really knows for sure, not even the analysts nor the economists.  Everyone is basically squinting at the same foggy crystal ball & pretending they see different things. But here is one thing that history keeps whispering to us: The market always goes up in the long run. Not in a straight line. Not without drama. Not without the occasional  "Why did I buy this?" moment. But UP! Because markets are powered by human progress - innovation, productivity, reinvention & the unstoppable desire to make things better.  Even when we trip, we get up.  Even when we panic , we rebuild.  Even when we blow up bubbles, we eventually learn and then blow up new ones. Short term? Chaos. Long ter

🌟🌟🌟Will Gold hit USD5000 in 2026?  I believe it will.  Major financial institutions like JPMorgan, Bank of America have officially forecasted Gold prices to reach the USD 5000 mark by the end of 2026.  This is due to persistent central bank demand and expectations of US interest rate cuts. The best method for trading Gold depends on your time horizon and risk tolerance. As a small investor , my preferred method is physical gold backed ETFs as my time horizon is long term.  My favourite Gold ETF is $iShares Gold Trust(IAU)$ as it has the lowest expense ratio of 0.25 % compared to $SPDR Gold Shares(GLD)$ expense ratio of 0.50%. I am not into Gold Futures nor Leverage ETFs as the risks a

🌟🌟🌟This Christmas I share my gift to our wonderful Tiger Community as Sharing is Caring.  This gift  is $DBS(D05.SI)$ which was my first stock that I invested 5 years ago. I did not buy DBS to get rich quick.  I bought it  at a time when the markets were down as I saw DBS as a long term play. My thesis is simple: Singapore is stable, its banks are essential and DBS is the best of the bunch. I have resisted the urge to sell umpteen times to make a quick profit but I held on. By simply holding this quality stock, DBS has rewarded me not only with nice juicy dividends but most importantly capital growth. So My Dear Tiger Friends, if you a

🌟🌟🌟This year has been nothing short of historic for the "Monetary Metals".  We are witnessing a once in a generation surge where Gold, Silver, Platinum and Palladium are no longer just hedges.  They are the lead singers of the global market stage. Gold has repeatedly smashed records, surging past USD 4,500 an ounce in December 2025. Silver has been the most explosive performer, rocketing over 140 % year todate to hit record highs above USD 71. Platinum and Palladium have awakened as "sleeping giants" surging over 102% this year, hitting near 3 year highs. Why Did These Metals Go Up So Much? The spectacular run in 2025 was driven by a powerful cocktail of macroeconomic, industrial and geopolitical factors: Geopolitical Uncertainty and Safe Haven Demand:   Heightened glob

🌟🌟🌟I am amazed at JPMorgan's vote of confidence in Singapore.  They are bullish on the Singapore market for 2026 as they are seeing an inflexion point driven by a massive rotation of SGD 70 billion from cash into equities. For new investors, do you know that apart from $Sea Ltd(SE)$ the other 6 stocks are listed in STI ETF? SEA is the only stock that is listed in NYSE.  SEA offers explosive growth potential through its ECommerce (Shopee), digital entertainment (Garena) and fintech (SEA Money) segments.  SEA is suitable for those investors willing to take in more volatility and forex risk. $STI ETF(ES3.SI

🌟🌟🌟Well folks, it seems that my crystal ball was actually working in 2025!  As DBS hits yet another new high and JPMorgan releases their top picks for 2026, I can't help but feel a little smug and a lot grateful.  The best part? I am already invested in all 3 of their highlighted stocks.  I am happy to report that my portfolio is very much up because of them. It is a beautiful moment when independent research validates my own "buy and hold strategy".  Here is a look at my personal "Dream Team" of Singapore stocks and their 2026 outlook. My Winning Trio: DBS, CICT and ST Engineering  JPMorgan has named 7 Singapore stocks as their Top Picks for 2026 including my current holdings: DBS, CICT and ST Engineering.  These are the reasons why they are absolute beauties

🌟🌟🌟As part of my annual review for 2025, I wanted to share some raw, emotive and slightly humorous lessons from a year in the market that felt less like a sophisticated waltz and more like a high stakes game of whack a mole.  It was a roller coaster of gratitude and a few, ahem  "educational opportunities". My 2025 Market Diary: The Core Lessons Learnt I am genuinely grateful for a very successful 2025 overall, thanks largely to a few patient, reliable workhorses that reminded me that slow and steady can in fact win the race and prevent a heart attack.  The Beauty: The Art of Being Boring My biggest gratitude goes to my core index ETFs: $SPDR Portfolio S&P 500 ETF(SPYM)$  $

🌟🌟🌟Moving Averages ( MAs) tell us where the trend is going while candlesticks whisper secrets about immediate price action.  When the 2 systems align, they don't just signal a trade, they create legendary chart patterns with names that evoke power and fortune. Here are 4 high conviction setups to watch for with examples from well known stocks: 1.  Dragon Rising from the Sea: Single Bullish Candle Piercing Multiple MAs This is an incredibly powerful reversal signal that speaks to a sudden overwhelming shift in momentum.  Imagine a mighty dragon bursting from the ocean depths. The Setup: The stock price has been consolidating below several key MAs (eg. the 20 day, 50 day and 100 day MAs are all stacked above the price). A single massive bullish candlestick (a huge Bullish Engu

🌟🌟🌟The Grinch had his run this December, trying to steal our gains with talk of interest rates and geopolitical jitters.  But the market gods and Santa Claus himself have decided - It is time for the Santa Rally! This week the market opened with a palpable holiday cheer, spurred by good tidings from Micron $Micron Technology(MU)$  and a sense that the worst of 2025's volatility is behind us. So the big question on the trading desk: Do we enjoy the upward sleigh ride or is it time to cautiously cut positions and lock in gains? My 2025 Christmas Trading Plan: A Blend of Cheer and Caution  The classic "Santa Rally" is real.  Statistically the last 5 trading days of the year and the first 2 days of

🌟🌟🌟In a world reeling from a year of market whiplash, AI paradoxes and geopolitical jitters, one truth has become terrifyingly clear: the Digital frontier is under siege. This is where $iShares Cybersecurity and Tech ETF(IHAK)$ comes in - not just as an investment but as a tactical bet on the importance of Cybersecurity. The Unstoppable Force of Fear Markets are driven by greed and fear and right now, fear is building the strongest fundamental case in the world.  Cybercrime costs are expected to double in the coming years.  Every AI breakthrough, every digital payment and every piece of data stored in the cloud is a target.  Companies must spend on protection, making cybersecurity a non discretionary expense. IHAK taps into th

🌟🌟🌟I invest in $CapLand IntCom T(C38U.SI)$ because it is the largest SReit by market cap and it pays nice steady dividends with a yield of 4.4%.  CICT owns and manages a large diversified portfolio of 21 high quality properties in Singapore, spanning integrated developments, retail malls and office buildings.  It is my Singapore Anchor that balances my other high growth tech stocks. Go Long Go Strong Go CICT  🌈🌈🌈💰💰💰 @Tiger_comments  @Tiger_SG  @TigerStars  @TigerClub  

🌟🌟🌟The air is thick with tension as NVIDIA $NVIDIA(NVDA)$  the AI darling of the decade fights to reclaim its crown.  After a gut wrenching correction that saw the market momentarily turn its back on Nvidia, the question on every investor's mind this December: Is Nvidia a buy the dip miracle or a trap waiting to spring? Nvidia's Rebound Riding on Micron's Coattails The clouds began to part this week as $Micron Technology(MU)$  delivered a blowout earnings report that acted like a shot of adrenaline to the sector.  Nvidia, which had been languishing below key moving averages, caught a massive wave of sympathy bid. When the "mem

🌟🌟🌟Just when the bears thought they had $Oracle(ORCL)$  cornered, the script flipped.  After a brutal stretch where Oracle stumbled 10% on earnings and sat at a staggering 50% below its year todate high, the tide has finally turned.  Concerns over Oracle's debt levels and Credit Default Swap (CDS) pricing which had the market spooked, were overshadowed by a massive strategic win. With news that ByteDance and TikTok have signed binding agreements with a consortium including Oracle, Silver Lake and MGX, shares have surged 6% in after hours trading.  This isn't just a bounce.  It is a lifeline.  Significance for Oracle's Long Term Fundamentals  This agreement is a significant strategic