@Bunifa Latif：
$PayPal(PYPL)$ Paypal (PYPL) is a technology platform that digital payments for consumers and businesses. PayPal operates a two-sided network connecting 392 million consumer active accounts to 34 million merchant active accounts across more than 200 markets (as at FY21). PayPal derives more than 90% of its revenues from transaction fees with the remaining made up by value added services. Investment Overview Dominant player in e-commerce payments, poised to benefit from secular trends towards digital payments and e-commerce. Total active accounts and engagement levels have grown 2.1x and 1.8x from 2015 to 2022. PYPL's initiatives in cryptocurrency, BNPL, offline and instore strategies should further accelerate the engagement levels going forw
