I maintain two strategies — one focused on growth stocks and another on dividend plays like Singapore’s major banks. With rate cuts approaching, I still value DBS, OCBC, and UOB for their strong balance sheets and reliable payouts. DBS, in particular, remains my core dividend holding thanks to its consistent earnings and attractive yield.

At the same time, I keep a separate growth portfolio targeting sectors like technology and AI, where structural trends continue to drive earnings expansion. This helps balance the slower but steadier returns from dividend stocks, giving me exposure to both stability and long-term upside.

Rather than rotating fully into one side, I stay flexible — adding selectively during market pullbacks. If bank valuations dip further, I’ll top up for yield; and if growth names correct, I’ll accumulate for capital appreciation. This dual approach lets me capture both income stability and future growth potential.

@Tiger_SG @Tiger_comments @TigerStars

# SG Banks Slips! What’s Your Time Span for Holding Banks?

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  • fluffzo
    ·10-17
    Love your balanced approach
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    • Shyon
      My greatest pleasure to know it
      10-18
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