• ZuoshilingZuoshiling
      ยท01-22
      ๐Ÿ‘๐Ÿป ๐Ÿ‘๐Ÿป๐Ÿ‘๐Ÿป
      47Comment
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    • AlihuatAlihuat
      ยท01-20
      I use my srs to invest in $SPDR S&P500 US$(S27.SI)$ cause it covers most of the stocks and it is easy to track and dca all the way. ~~ SRS is also a way for me to lower my taxes and increases my savings for my future. so it's a double win for me and my retirement days.
      315Comment
      Report
    • YellowstoneYellowstone
      ยท01-20
      I would use my SRS to invest in SPDR S&P 500 ETF (S27.SI) because it offers diversified exposure to the U.S. market and GLD as a hedge against inflation, both to me are solid choice for long-term growth.
      143Comment
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    • MojoStellarMojoStellar
      ยท01-18
      My core principle for SRS SRS money is locked up for the long term, so I prioritise: โ€ข Growth > income โ€ข Low-cost, diversified ETFs โ€ข Assets that compound, not just hedge That frames my answer. My top long-term SRS pick (main engine) โœ… SPDR S&P 500 ETF (S27) This would be my #1 choice. Why: โ€ข Best long-term compounding track record globally โ€ข Strong exposure to innovation (AI, tech, healthcare, productivity) โ€ข USD exposure diversifies away from SGD risk โ€ข Simple, rules-based, and low turnover If I could only pick one ETF for SRS, this would be it. Singapore exposure (home bias, stability) โœ… SPDR Straits Times Index ETF (ES3) Good, but Iโ€™d keep it smaller. Why: โ€ข Dividend yield helps smooth volatility โ€ข Banks + REITs give income โ€ข Lower growth than US equities Useful for balance, not
      215Comment
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    • 4M654M65
      ยท01-18
      โ€œI would use my SRS to invest in CFA ETF because it offers great dividends over a longer term period.โ€
      213Comment
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    • roronoa zorororonoa zoro
      ยท01-18
      ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸThe SRS ETF I am most bullish is $GLD SG$(GSD.SI)$ . The performance history shows that GSD has delivered strong long term returns, especially during periods of uncertainty. In 2025 GSD has skyrocketed 57% and is the best performing ETF compared to the other ETFs. In 2024 GSD is up by 26%. Gold shines when markets wobble and these numbers reflect that. Gold has historically been a store of value especially when inflation rises, currencies weaken, geopolitical tensions increase and markets become volatile. GSD works well inside SRS as SRS locks funds until retirement age and GSD is the perfect hedge in a long term account. Unlike stocks or bonds, Gold cannot go bankrupt since it is pure asset value. There is also low correlation as Gold moves differently from equities and Reits. This sta
      598Comment
      Report
    • ECLCECLC
      ยท01-17
      The top 10 SRS ETFs list is interesting with diversification. Nice to have some GSD in uncertain times.
      289Comment
      Report
    • SubramanyanSubramanyan
      ยท01-17
      Lion-OCBC Hang Seng Tech ETF (HST) is where I am presently working investing my money as of now. I intend to further add  SPDR Straits Times Index ETF (ES3) in 2026 as well.
      954Comment
      Report
    • Marquis XiaoyaoMarquis Xiaoyao
      ยท01-17
      as mentioned in there article,  many people forget that they need to invest the SRS sum and hence lose more in the long run than if they had left it as cash and invested it (cash is more visible in the bank account) other than ETFs which track market, investing in quality stocks or insurance policies could work as well. among this list, REIT ETFs make most sense to me as they offer exposure to properties which will always be in demand.  In addition, they are dividend paying with a yield of 6.2% (CSI) AND 4%+ CFA respectively.  let's remember, SRS is used as a retirement planning tool as well. regular dividends is very desirable for retirement as a form of income replacement
      271Comment
      Report
    • koolgalkoolgal
      ยท01-17
      ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸThe SRS ETF I am most bullish  is $GLD SG$(GSD.SI)$ .  The performance history shows that GSD has delivered strong long term returns, especially during periods of uncertainty.  In 2025 GSD has skyrocketed 57% and is the best performing ETF compared to the other ETFs.  In 2024 GSD is up by 26%. Gold shines when markets wobble and these numbers reflect that. Gold has historically been a store of value especially when inflation rises, currencies weaken, geopolitical tensions increase and markets become volatile. GSD works well inside SRS as SRS locks funds until retirement age and GSD is the perfect hedge in a long term account. Unlike stocks or bonds, Gold cannot go bankrupt since it is pure asset value. There is also low
      6.83K23
      Report
    • L.LimL.Lim
      ยท01-17
      I would use my SRS to invest in STI and GOLD. Sidenote: why is the tiger blocking the data of the last 2, is this AI made slop?
      225Comment
      Report
    • xc__xc__
      ยท01-17

      Unlock Your Retirement Fortune: Dive Into Singapore's Hottest Top 10 SRS ETFs for 2026 โ€“ My Smart Allocation Pick Inside! ๐Ÿ’ฅ๐Ÿ“ˆ

      Hey savvy savers, are you ready to supercharge your Supplementary Retirement Scheme (SRS) and build that dream nest egg? ๐ŸŒŸ With tax perks and long-term growth potential, SRS investments in ETFs are a game-changer for Singaporeans eyeing financial freedom. Based on the latest buzz from investor holdings, here's the powerhouse lineup of the top 10 ETFs that SRS account holders are flocking to. These gems offer everything from local market muscle to global tech thrills and safe-haven stability. Let's break it down! ๐Ÿš€ First off, feast your eyes on this comprehensive table showcasing the elite squad. I've crunched the numbers to highlight their core vibes, from equity powerhouses to bond buffers โ€“ all primed for diversification magic. ๐Ÿงฉ These picks aren't just popular โ€“ they're battle-tested fo
      388Comment
      Report
      Unlock Your Retirement Fortune: Dive Into Singapore's Hottest Top 10 SRS ETFs for 2026 โ€“ My Smart Allocation Pick Inside! ๐Ÿ’ฅ๐Ÿ“ˆ
    • koolgalkoolgal
      ยท01-17

      Why I Choose To Invest Through SRS

      ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸThe biggest benefit of investing through SRS is simple: I get rewarded today for planning for tomorrow.  Every dollar I contribute to SRS lowers my taxable income. It is like the government is giving me a polite pat on the back and saying "Good job thinking ahead".  Cash doesn't do that.  Cash just sits there, quietly depreciating and pretending it is helping. But SRS?  It gives me instant tax savings and then lets me grow that money through investments instead of letting inflation nibble at it. And the best part? I can invest my SRS funds directly through Tiger Brokers.  No queues.  No drama.  Just tap, buy, done. My Top SRS ETFs Once money is inside SRS, the real magic happens when I put it to work in the right places: SPDR STI ETF: 
      1.08K14
      Report
      Why I Choose To Invest Through SRS
    • Cory2Cory2
      ยท01-17
      Cash Boost Account? Not in Australia? If I had the wherewithall to do so, I would use my SRS to invest in $GLD SG$(GSD.SI)$ and $Amova STI ETF S$D(G3B.SI)$ going 50/50 ha ha ๐Ÿฅณ
      324Comment
      Report
    • AN88AN88
      ยท01-17
      yes. gsd.no
      244Comment
      Report
    • ้€™ๆ˜ฏ็”š้บผๆฑ่ฅฟ้€™ๆ˜ฏ็”š้บผๆฑ่ฅฟ
      ยท01-16
      General Characteristics and Potential Benefits of Different ETF Types: 1. Equity ETFs (Stock ETFs): Characteristics: Hold a basket of stocks, often tracking a specific index (e.g., S&P 500, NASDAQ 100), a particular sector (e.g., technology, healthcare), or a specific investment style (e.g., growth, value). Provide diversification across multiple companies within a single investment. Can be actively or passively managed, though most are passively managed index funds. Potential Benefits: Diversification: Reduces company-specific risk compared to investing in individual stocks. Market Exposure: Allows investors to gain exposure to broad market segments, specific industries, or geographic regions. Liquidity: Generally traded on exchanges like individual stocks, offering ease of buying and
      353Comment
      Report
    • ShyonShyon
      ยท01-16
      I agree with the Top 10 SRS ETF list as it offers a sensible mix of growth, income, and diversification. Treating SRS purely as a cash parking tool is inefficient, especially when inflation steadily erodes purchasing power. Using SRS to invest in equities, REITs, bonds, and gold better aligns with its long-term retirement purpose. The ETF Iโ€™m most bullish on is the S&P 500 ETF $SPDR S&P500 US$(S27.SI)$ . The US market continues to dominate in innovation and earnings growth, particularly across AI, technology, and global platforms. As a long-term SRS holding, it serves well as a core growth engine alongside local exposure. Iโ€™m actively investing my
      681Comment
      Report
    • highhandhighhand
      ยท01-16
      I want maximum gain in over 10 to 20 years. I go for S&P 500 ETF. 100% all in. My plan is monthly DCA across the year. If got large pullback correction, forget the DCA and invest immediately.
      197Comment
      Report
    • Tiger_SGTiger_SG
      ยท01-16

      Check Top 10 SRS ETFs Held by Investors: Whatโ€™s Your SRS Pick?

      Many contributors treat SRS as a tax-relief account and leave funds idle. But cash in an SRS account typically earns only about 0.05% per year, which can be eroded by inflation over time.Investing SRS funds allows your savings not only to benefit from tax relief but also to participate meaningfully in market growth.๐Ÿ“Œ Top 10 ETFs held by SRS account holders๐Ÿ”น Local & Foreign Equity ETFs: $STI ETF(ES3.SI)$ SPDR Straits Times Index ETF: exposure to Singaporeโ€™s largest companies;SPDR S&P 500 ETF $SPDR S&P500 US$(S27.SI)$: exposure to the US marketโ€™s top 500 stocks;$Lion-OCBC Sec HSTECH S$(HST.SI)$: focus on major tech firms;
      22.83K27
      Report
      Check Top 10 SRS ETFs Held by Investors: Whatโ€™s Your SRS Pick?
    • ZuoshilingZuoshiling
      ยท01-22
      ๐Ÿ‘๐Ÿป ๐Ÿ‘๐Ÿป๐Ÿ‘๐Ÿป
      47Comment
      Report
    • AlihuatAlihuat
      ยท01-20
      I use my srs to invest in $SPDR S&P500 US$(S27.SI)$ cause it covers most of the stocks and it is easy to track and dca all the way. ~~ SRS is also a way for me to lower my taxes and increases my savings for my future. so it's a double win for me and my retirement days.
      315Comment
      Report
    • MojoStellarMojoStellar
      ยท01-18
      My core principle for SRS SRS money is locked up for the long term, so I prioritise: โ€ข Growth > income โ€ข Low-cost, diversified ETFs โ€ข Assets that compound, not just hedge That frames my answer. My top long-term SRS pick (main engine) โœ… SPDR S&P 500 ETF (S27) This would be my #1 choice. Why: โ€ข Best long-term compounding track record globally โ€ข Strong exposure to innovation (AI, tech, healthcare, productivity) โ€ข USD exposure diversifies away from SGD risk โ€ข Simple, rules-based, and low turnover If I could only pick one ETF for SRS, this would be it. Singapore exposure (home bias, stability) โœ… SPDR Straits Times Index ETF (ES3) Good, but Iโ€™d keep it smaller. Why: โ€ข Dividend yield helps smooth volatility โ€ข Banks + REITs give income โ€ข Lower growth than US equities Useful for balance, not
      215Comment
      Report
    • YellowstoneYellowstone
      ยท01-20
      I would use my SRS to invest in SPDR S&P 500 ETF (S27.SI) because it offers diversified exposure to the U.S. market and GLD as a hedge against inflation, both to me are solid choice for long-term growth.
      143Comment
      Report
    • xc__xc__
      ยท01-17

      Unlock Your Retirement Fortune: Dive Into Singapore's Hottest Top 10 SRS ETFs for 2026 โ€“ My Smart Allocation Pick Inside! ๐Ÿ’ฅ๐Ÿ“ˆ

      Hey savvy savers, are you ready to supercharge your Supplementary Retirement Scheme (SRS) and build that dream nest egg? ๐ŸŒŸ With tax perks and long-term growth potential, SRS investments in ETFs are a game-changer for Singaporeans eyeing financial freedom. Based on the latest buzz from investor holdings, here's the powerhouse lineup of the top 10 ETFs that SRS account holders are flocking to. These gems offer everything from local market muscle to global tech thrills and safe-haven stability. Let's break it down! ๐Ÿš€ First off, feast your eyes on this comprehensive table showcasing the elite squad. I've crunched the numbers to highlight their core vibes, from equity powerhouses to bond buffers โ€“ all primed for diversification magic. ๐Ÿงฉ These picks aren't just popular โ€“ they're battle-tested fo
      388Comment
      Report
      Unlock Your Retirement Fortune: Dive Into Singapore's Hottest Top 10 SRS ETFs for 2026 โ€“ My Smart Allocation Pick Inside! ๐Ÿ’ฅ๐Ÿ“ˆ
    • Tiger_SGTiger_SG
      ยท01-16

      Check Top 10 SRS ETFs Held by Investors: Whatโ€™s Your SRS Pick?

      Many contributors treat SRS as a tax-relief account and leave funds idle. But cash in an SRS account typically earns only about 0.05% per year, which can be eroded by inflation over time.Investing SRS funds allows your savings not only to benefit from tax relief but also to participate meaningfully in market growth.๐Ÿ“Œ Top 10 ETFs held by SRS account holders๐Ÿ”น Local & Foreign Equity ETFs: $STI ETF(ES3.SI)$ SPDR Straits Times Index ETF: exposure to Singaporeโ€™s largest companies;SPDR S&P 500 ETF $SPDR S&P500 US$(S27.SI)$: exposure to the US marketโ€™s top 500 stocks;$Lion-OCBC Sec HSTECH S$(HST.SI)$: focus on major tech firms;
      22.83K27
      Report
      Check Top 10 SRS ETFs Held by Investors: Whatโ€™s Your SRS Pick?
    • koolgalkoolgal
      ยท01-17

      Why I Choose To Invest Through SRS

      ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸThe biggest benefit of investing through SRS is simple: I get rewarded today for planning for tomorrow.  Every dollar I contribute to SRS lowers my taxable income. It is like the government is giving me a polite pat on the back and saying "Good job thinking ahead".  Cash doesn't do that.  Cash just sits there, quietly depreciating and pretending it is helping. But SRS?  It gives me instant tax savings and then lets me grow that money through investments instead of letting inflation nibble at it. And the best part? I can invest my SRS funds directly through Tiger Brokers.  No queues.  No drama.  Just tap, buy, done. My Top SRS ETFs Once money is inside SRS, the real magic happens when I put it to work in the right places: SPDR STI ETF: 
      1.08K14
      Report
      Why I Choose To Invest Through SRS
    • ้€™ๆ˜ฏ็”š้บผๆฑ่ฅฟ้€™ๆ˜ฏ็”š้บผๆฑ่ฅฟ
      ยท01-16
      General Characteristics and Potential Benefits of Different ETF Types: 1. Equity ETFs (Stock ETFs): Characteristics: Hold a basket of stocks, often tracking a specific index (e.g., S&P 500, NASDAQ 100), a particular sector (e.g., technology, healthcare), or a specific investment style (e.g., growth, value). Provide diversification across multiple companies within a single investment. Can be actively or passively managed, though most are passively managed index funds. Potential Benefits: Diversification: Reduces company-specific risk compared to investing in individual stocks. Market Exposure: Allows investors to gain exposure to broad market segments, specific industries, or geographic regions. Liquidity: Generally traded on exchanges like individual stocks, offering ease of buying and
      353Comment
      Report
    • koolgalkoolgal
      ยท01-17
      ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸThe SRS ETF I am most bullish  is $GLD SG$(GSD.SI)$ .  The performance history shows that GSD has delivered strong long term returns, especially during periods of uncertainty.  In 2025 GSD has skyrocketed 57% and is the best performing ETF compared to the other ETFs.  In 2024 GSD is up by 26%. Gold shines when markets wobble and these numbers reflect that. Gold has historically been a store of value especially when inflation rises, currencies weaken, geopolitical tensions increase and markets become volatile. GSD works well inside SRS as SRS locks funds until retirement age and GSD is the perfect hedge in a long term account. Unlike stocks or bonds, Gold cannot go bankrupt since it is pure asset value. There is also low
      6.83K23
      Report
    • roronoa zorororonoa zoro
      ยท01-18
      ๐ŸŒŸ๐ŸŒŸ๐ŸŒŸThe SRS ETF I am most bullish is $GLD SG$(GSD.SI)$ . The performance history shows that GSD has delivered strong long term returns, especially during periods of uncertainty. In 2025 GSD has skyrocketed 57% and is the best performing ETF compared to the other ETFs. In 2024 GSD is up by 26%. Gold shines when markets wobble and these numbers reflect that. Gold has historically been a store of value especially when inflation rises, currencies weaken, geopolitical tensions increase and markets become volatile. GSD works well inside SRS as SRS locks funds until retirement age and GSD is the perfect hedge in a long term account. Unlike stocks or bonds, Gold cannot go bankrupt since it is pure asset value. There is also low correlation as Gold moves differently from equities and Reits. This sta
      598Comment
      Report
    • ShyonShyon
      ยท01-16
      I agree with the Top 10 SRS ETF list as it offers a sensible mix of growth, income, and diversification. Treating SRS purely as a cash parking tool is inefficient, especially when inflation steadily erodes purchasing power. Using SRS to invest in equities, REITs, bonds, and gold better aligns with its long-term retirement purpose. The ETF Iโ€™m most bullish on is the S&P 500 ETF $SPDR S&P500 US$(S27.SI)$ . The US market continues to dominate in innovation and earnings growth, particularly across AI, technology, and global platforms. As a long-term SRS holding, it serves well as a core growth engine alongside local exposure. Iโ€™m actively investing my
      681Comment
      Report
    • Marquis XiaoyaoMarquis Xiaoyao
      ยท01-17
      as mentioned in there article,  many people forget that they need to invest the SRS sum and hence lose more in the long run than if they had left it as cash and invested it (cash is more visible in the bank account) other than ETFs which track market, investing in quality stocks or insurance policies could work as well. among this list, REIT ETFs make most sense to me as they offer exposure to properties which will always be in demand.  In addition, they are dividend paying with a yield of 6.2% (CSI) AND 4%+ CFA respectively.  let's remember, SRS is used as a retirement planning tool as well. regular dividends is very desirable for retirement as a form of income replacement
      271Comment
      Report
    • SubramanyanSubramanyan
      ยท01-17
      Lion-OCBC Hang Seng Tech ETF (HST) is where I am presently working investing my money as of now. I intend to further add  SPDR Straits Times Index ETF (ES3) in 2026 as well.
      954Comment
      Report
    • 4M654M65
      ยท01-18
      โ€œI would use my SRS to invest in CFA ETF because it offers great dividends over a longer term period.โ€
      213Comment
      Report
    • ECLCECLC
      ยท01-17
      The top 10 SRS ETFs list is interesting with diversification. Nice to have some GSD in uncertain times.
      289Comment
      Report
    • Cory2Cory2
      ยท01-17
      Cash Boost Account? Not in Australia? If I had the wherewithall to do so, I would use my SRS to invest in $GLD SG$(GSD.SI)$ and $Amova STI ETF S$D(G3B.SI)$ going 50/50 ha ha ๐Ÿฅณ
      324Comment
      Report
    • L.LimL.Lim
      ยท01-17
      I would use my SRS to invest in STI and GOLD. Sidenote: why is the tiger blocking the data of the last 2, is this AI made slop?
      225Comment
      Report
    • highhandhighhand
      ยท01-16
      I want maximum gain in over 10 to 20 years. I go for S&P 500 ETF. 100% all in. My plan is monthly DCA across the year. If got large pullback correction, forget the DCA and invest immediately.
      197Comment
      Report
    • AN88AN88
      ยท01-17
      yes. gsd.no
      244Comment
      Report