Investors spend too much time following the news instead of analysing businesses. Don’t forget that the media exists to generate attention, clicks, and advertising revenues. The media do not care if you lose money after panic selling or euphoric buying. All the news does is ring alarm bells about the economy, oil prices, the Iran War, and market volatility. This is why investors must ignore short-term market news and focus more on the fundamental analysis of businesses. Long-term investors value a stock based on the present value of expected future cash flow. If markets operated strictly on such assumptions, stock prices would only move when the actual long-term cash flow expectations of the company changed. Yet, stock prices swing wildly from day to day and month to month, while the actua

$SK hynix(SKHY)$ s around $190, and the forward numbers are getting hard to ignore. Analysts see 2028 at roughly: 💰 $439B revenue 📈 $264B net income 💵 $226B FCF Yet the stock is trading at roughly 4x forward earnings. That valuation says the AI memory boom is about to fade. The contracts tell a different story. Many of the major deals run for 5 years, putting meaningful demand visibility into 2029 at the earliest, with some investors looking toward 2030. That’s the interesting part. The market is still valuing $SKHY like a traditional commodity memory business, while the company is increasingly operating with long-term visibility, AI-driven demand and much stronger earnings power. At $190, the question isn’t whether the boom lasts forever. It’s wh

While student loans were largely frozen, $SoFi Technologies Inc.(SOFI)$ was quietly building a much bigger lending business. 📈 Personal loans: +669% to $34B 🏠 Home loans: +510% to $4.7B 💰 Lending net interest income: +656% to $1.95B That’s the part I think the bears underestimate. Calling $SOFI “just a bank” misses how much the business has expanded in just three years. Student lending slowed, so the team pushed harder into other lending categories and built scale where the opportunity was available. Anthony Noto and the team deserve real credit for the execution. The bigger question now is whether $SOFI can keep compounding this lending engine while expanding the rest of the platform. 👀 When markets keep you watching, knowing when to switch off m

Good morning, tigers ☕️📈 Yesterday I talked about trading resources, and the post did really well. But none of that matters if you’re losing the battle against your own mind. The first battle for retail traders was against big-money institutions. I think there’s a new one now 👀 Retail vs the platforms. Trading apps are built to keep you active. Notifications, flashing prices, confetti, rewards, 24/7 access... the more you trade, the more opportunities there are to monetize your activity. So how do you fight the urge to gamble? Here are 4 things I’d actually do: 1️⃣ Build discipline outside the markets You don't suddenly become disciplined when your portfolio is on the line. Practice it everywhere. Do something genuinely hard and track your progress. 🏃 Marathon 📚 Learn a language 🥗 Follow a

Yesterday, $Harrow Health Inc(HROW)$ CEO Mark Baum spoke at Cantor's conference and he couldn't have been more bullish. Here is everything you need to know. 1. The $250M revenue quarter for 2027. This goal has been reiterated since 2025. Put it against Q4 2025's $89.1M, and the growth target seems difficult. The business has to nearly triple. If they achieve this, the stock will rally. 2. Under-promise and over-deliver is the new motto. Baum is changing strategy because Harrow underperformed expectations in H1 2026, when VEVYE pricing changes dragged first-half revenue to about $115M. A lower bar in the future protects the stock from another miss and earns back some credibility. 3. H2 2026 must deliver. Harrow booked roughly $115M in the first hal

$Nu Holdings Ltd.(NU)$ officially started operating in the US yesterday. I think investors may be underestimating what this could become. Right now, the market largely sees Nu as a niche, low-cost digital bank in Brazil. That helps explain why the stock trades around 15x forward earnings. But I think that valuation misses the bigger story. 🏦 $NU isn’t building a traditional bank Nu was built from the ground up on modern technology. That matters. Legacy banks are still carrying decades of old infrastructure, expensive processes and huge operating structures. Nu has a completely different setup. A more efficient technology stack means it can serve customers at a much lower cost. That gives the company room to offer cheaper financial products while sti

You should increase your investments, not your spending. When people earn more money, they immediately begin to spend more money. They buy a nicer car, move into a larger house, and eat at more expensive restaurants. This is called lifestyle inflation. People should put the majority of income increases into their portfolio instead of increasing their spending. I know that this is difficult. People have a bias, as they value immediate rewards much higher than future rewards. Asking a person to cut their current spending to invest more money for the future triggers an immediate psychological reaction. You worked hard last year and deserve that $20K vacation to Bali. Many people treat their bonus differently than their salary, viewing it as free money meant for luxury spending rather than cap

$SK hynix(SKHY)$ just put a huge number on the table: 💰 $28.6B buyback planned for 2026. That’s roughly 3% of the company’s current market cap in a single year. And management plans to direct around 50% of free cash flow toward buybacks and dividends. Analysts expect nearly $600B in FCF from 2026–2028. If that plays out, we could be looking at roughly $300B returned to shareholders over just three years. That’s more than 30% of the company’s current market value. Think about what that means. You’ve got a business still growing earnings, while simultaneously shrinking the share count and sending massive amounts of cash back to shareholders. People may still view $SKHY as a “commodity” business. But a company that can generate this much cash, keep g

Warren Buffett has spent decades proving one simple idea: Getting rich through investing is usually a slow process. And most people don't have the patience for it. Buffett has described his approach as a “get rich slowly” strategy, while also warning that people often want results much faster. That impatience can be expensive. Think about the power of just a 3% annual return difference. 💰 $500 invested every month ⏳ 40 years 📈 9% annual return You end up with roughly $2.34M. Now keep everything the same but earn 6%. You end up with roughly $996K. Same $500 monthly contribution. Same 40 years. The difference is more than $1.3M. 🤯 And only $240K came from your own contributions. The rest came from compounding. That's why patience matters so much. Investors often abandon a strategy because th

Something interesting is happening with $Meridian Hldg(MRDN)$ . Institutional ownership has climbed roughly 50% since June to around 762K shares, with Jane Street, Goldman Sachs, Morgan Stanley and JPMorgan adding exposure in August. 👀 That kind of accumulation gets more interesting when you look at the potential catalyst ahead. 💰 Full-year GAAP profitability. If Meridian reaches GAAP net profitability, $MRDN could start showing up on a much broader range of stock screeners that require positive earnings. And that matters because this is still a sub-$200M small-cap competing for attention with thousands of publicly traded companies. Right now, discovery is part of the problem. But if the current financial trajectory continues and Meridian reaches

Copper is becoming one of the most important commodities in the next phase of the AI and electrification cycle. 🟠 AI data centers need power and massive amounts of wiring. EVs require significantly more copper than traditional vehicles. Power grids, robotics, defense and industrial electrification are adding another layer of demand. And the supply side is getting tighter. Copper recently pushed above $14,700 per tonne as strong demand from power grids and EVs collided with tight supply. The problem is that new mines cannot be brought online quickly. Exploration, permitting, financing and construction can take years, while existing mines face declining grades and rising costs. That creates an interesting setup for copper miners. 👀 ⛏️ Major producers$BHP

One of the themes I keep coming back to is founder-led companies. When the founder still has meaningful influence, you often get a different level of conviction, long-term thinking, and willingness to take big bets. Here’s a founder-led watchlist across some of the biggest growth themes: 💻 Chips$NVIDIA(NVDA)$ 🧠 Software$Palantir Technologies Inc.(PLTR)$ $AppLovin Corporation(APP)$ 🏗️ Data Centers$Oracle(ORCL)$ $Dell Technologies Inc.(DELL)$ $NEBIUS(NBIS)$ $CoreWeave, Inc.(CRWV)$

The fate of Volkswagen explains yesterday's election results in Germany, with AFD securing a massive victory. $Volkswagen AG(VLKAF)$ is down 67% from 2017 peak, and it is on a path towards bankruptcy in 5 years. Its recent 8% jump after the union agreement is unwarranted. They should close factories TODAY, but because of the pressure from the unions and the government, they will close in 2030-34. The unions and the government are not allowing Volkswagen to compete effectively. These delayed factory closures will cost billions and waste valuable time, when there is no time left. This is literally the same thing that happened 2 years ago, when instead of major reforms, unions and the government pressured VW into small cuts and no plant closures. Th

$IREN Ltd(IREN)$ is down 42% from its highs. But the interesting part is what’s happening underneath the stock. Analysts currently see roughly 44% upside, while $IREN remains on track for $4B of 2026 ARR. The company could potentially reach $16B–$24B of ARR in 2027 if its AI infrastructure rollout continues as planned. And the estimates are already moving. The fiscal 2027 revenue estimate has jumped from $1.5B to $2.8B in just 12 months, an 87% increase. The fiscal 2028 estimate has also moved higher, from $6.4B to $7.2B. That’s the key question for me: If analysts had to raise the 2027 estimate by 87%, how much room is there for the 2028 number to move next? The economics are also getting more interesting. GPU pricing remains strong, while custom