【Voting Post】A pullback is coming. So what? Does this mean people should sell their holdings or to continue holding? Ultimately depends on your time horizon. If your time horizon is 30-40 years, will a 20% drawdown from a potential recession affect your investment decision? How about a time horizon of < 10 years. Introducing "Tactical DCA".  That would be the idea of automating your monthly investments into a broad-based index such as the $Vanguard S&P 500 ETF(VOO)$ . A more concentrated index such as $Invesco QQQ Trust-ETF(QQQ)$  is good in a bull market as gains are amplified and investors chase growth or potential future heavyweights, but picking something more diversified is better in the

🌟🌟🌟Many Thanks Tiger Brokers for my latest badge showing my Annualised returns of 50%.  I simply buy and hold and this is how I achieve this result. 

Invest heavily for the long run 

$Taiwan Semiconductor Manufacturing(TSM)$  TSMC, the world's largest contract chipmaker, is facing a mixed bag of fortunes when it comes to its WIP status. On the one hand, the company's most advanced 3nm node is running at full capacity, thanks to strong demand from AI chipmakers. However, its other nodes are seeing a almost full in capacity utilization. Key takeaways from TSMC's WIP status: 3nm: The most advanced node, is currently at full capacity (over 100%). 5/4nm: Capacity has decreased from 92% in 2022 to 80% in 2023, but is expected to rebound to 94% in 2025. 7/6nm: Capacity has decreased from 85% in 2022 to 61% in 2023, but is expected to rebound to 75% in 2025. 16/12nm: Capacity has decreased from 86% in 202

My Choice: A Balanced Approach While the allure of high returns from a well-timed lump sum investment is tempting, the reality is that consistently predicting market bottoms is nearly impossible. The emotional toll and risk involved make it a strategy suitable for only the most experienced and risk-tolerant investors. For the majority of investors, DCA offers a more prudent and sustainable path to wealth building. By eliminating the need for market timing and reducing the impact of volatility, DCA aligns with the principles of long-term investing. However, I believe a balanced approach can be beneficial. For instance, one could allocate a portion of their investment funds to DCA while maintaining a smaller allocation for opportunistic lump sum investments. This hybrid strategy allows inves

I think better to have both - DCA and during the big drop buy more. DCA to keep constant investing and big drop is a bonus to buy good companies at a good price. @koolgal @Shyon @HelenJanet @SPACE ROCKET @TigerGPT @LMSunshine @rL @GoodLife99 @Universe宇宙

I think better to have both - DCA and during the big drop buy more. DCA to keep constant investing and big drop is a bonus to buy good companies at a good price. @koolgal @Shyon @HelenJanet @SPACE ROCKET @TigerGPT @LMSunshine @rL @GoodLife99 @Universe宇宙

Pile in during the drop. 

good read. Better to dca over time

I think it is better to DCA coz if stocks drop further you would still have extra funds to buy. If stocks rebound you will still make money.🙂

Sharing to my friends just got this badge from Tiger Broker. @TigerStars @TigerClub @MillionaireTiger @Tiger_comments @SPOT_ON @HelenJanet @koolgal @MHh @SR050321 @Fenger1188 @LMSunshine

Is It Better to Dollar-Cost Average or Invest Heavily During a Sell-Off? When it comes to investing, one of the most debated strategies is whether to dollar-cost average (DCA) or to invest heavily during market sell-offs. Each method has its proponents and critics, and understanding the nuances of both can help investors make more informed decisions tailored to their risk tolerance and financial goals. Dollar-Cost Averaging (DCA) **What is DCA?** Dollar-cost averaging involves investing a fixed amount of money at regular intervals, regardless of the asset's price. This strategy aims to reduce the impact of volatility by spreading out investments over time. **Advantages of DCA:** 1. **Mitigates Market Timing Risk:** - DCA reduces the risk of investing a large sum at an inopportune time, su

Dollar cost averaging lowers risk while preserving wealth in the event of a market meltdown. It conserves funds, allowing for greater liquidity and flexibility. The most significant benefit of DCA may be that an investor wouldn't have to check the markets daily. An investor would make sure the price of the security is one they are comfortable with and then allocate dollars to it in set intervals.

DCA or invest Heavily? This is the moment, once in a few times of your life that many is waiting for? DCA or Dollar Cost Averaging is usually use for ETF or Funds. This technique is good for average and most people. This technique is also used by funds house as they cannot buy too much or see too much.  I had taught a friend this technique after 2008 Lehman Brothers and many of my clients had benefit from DCA.  However I also taught my friend an advantage technique which she details in this blog https://rainbowwealth.blogspot.com/2021/12/rainbowwealth.html . I will share the essential here. Most people do not have time or do not know how to read the technical charts. Thus is unable to read when is the best time to buy the stocks near bottom.  I taught my friend this eas

Dca. Better risk and even pricing strategy

Whether to use dollar-cost averaging (DCA) or invest heavily during a market drop depends on your risk tolerance, investment strategy, and market conditions. Here are my three key takeaways: 1. Risk Management: DCA spreads out your investment over time, reducing the impact of market volatility and lowering the risk of investing a large amount just before a significant drop. This strategy can be beneficial if you are risk-averse and want to avoid making large investments during uncertain times. 2. Potential Returns: Investing heavily during a market drop can result in higher returns if the market rebounds strongly. This approach requires confidence in your market timing and the ability to handle short-term losses. It's often favored by those who believe in the long-term potential of their i