Is Your Portfolio Well-Diversified?

During a market downturn, people often talk about the importance of diversification. 🌐 But how many stocks should you actually own to be truly diversified? 🤔 A prevailing statement is that you should plan to own 25 to 30 stocks if individual stocks are to make up the majority (50% or more) of the equity part of your portfolio. 💼 Owning at least 15 stocks helps avoid over-concentration in any single stock or sector. 📊

Dividend vs Growth, which one is better?

Disclaimer: Whatever I say or post doesn't act as financial advice, so please do your due diligence before making any decision. Dividend focus or growth focus? I think this is a common question that most investors will have when they start their investment journey, or when they rebalance their portfolio. This a a dilemma for me till today as well, should I even consider to include the stock in my portfolio if it does not pay dividends? I will break down my thoughts about this in the following segments. 1. Dividends Are Not a Guarantee of Quality A dividend payout doesn’t automatically make a stock superior. Intel (INTC) is a great example of how even a long-standing dividend aristocrat can face challenges due to competitive pressures, technological shifts, or mismanagement. Dividends can s
Dividend vs Growth, which one is better?
avatarShyon
02-11

Assets That May Depreciate the Fastest in the Next Decade

As technology advances, consumer preferences shift, and industries evolve, certain assets are likely to lose value more rapidly than others in the coming decade. From traditional vehicles facing competition from electric alternatives to rapidly outdated consumer electronics and even some real estate sectors at risk due to climate change, depreciation can significantly impact investors and consumers alike. Understanding which assets are most vulnerable to losing value can help individuals and businesses make more informed financial decisions and avoid potential losses. 1. Gasoline Cars (Especially Luxury Gasoline Cars)  • Reason: The rise of electric vehicles (EVs), increasing bans on gasoline cars, and stricter environmental regulations will significantly reduce the resale value of ga
Assets That May Depreciate the Fastest in the Next Decade
Investing in ESG funds like the Vanguard ESG US Stock ETF (ESGV) can not only align your portfolio with your sustainable values but also offer potential financial benefits. As of early 2025, global ESG assets are projected to surpass **$50 trillion**, reflecting a significant shift toward sustainable investing. ESGV provides exposure to over **1,500 U.S. stocks** while excluding companies involved in industries such as fossil fuels and weapons, maintaining a competitive **0.09% expense ratio**. Research indicates that companies with strong ESG practices often exhibit lower risk and higher long-term profitability, enhancing portfolio stability. Performance-wise, ESGV has closely mirrored the S&P 500 Index. Over the past five years, ESGV achieved an annualized return of approximately **1
avatarJacob X
01-10

BKLN: An Overlooked High-Yield Opportunity in Senior Loans

For investors seeking income in a shifting economic landscape, the $Invesco Senior Loan ETF(BKLN)$ offers a compelling yet often overlooked opportunity. With its focus on senior bank loans—secured, floating-rate instruments that sit at the top of the capital structure—BKLN delivers high yields while benefiting from improving credit conditions and a supportive economic environment. Key Reasons BKLN Shines 1. Improving Credit Conditions: As corporate balance sheets strengthen, the risk of defaults declines. Senior loans, which have priority over other debts, are positioned to thrive in this low-risk environment. 2. Economic Growth and Productivity Gains: A growing GDP driven by innovation and productivity enhances borrower stability, boosting the a
BKLN: An Overlooked High-Yield Opportunity in Senior Loans

Hidden Gems in SGX

I own 5100 shares of $Valuetronics(BN2.SI)$  , and my cost basis is negative. While it's a small-cap company and my initial investment was only SGD 9000, my current position is worth SGD 3400. The combination of buying low, selling high, and dividend income has resulted in a negative cost basis.  Singapore's stock market offers many hidden gems.
Hidden Gems in SGX
Insightful summary by Tiger Portfolio Report, thanks @TigerTeam [Happy]