I m in the process of selling off my US ESPP shares to avoid family paying 18-40% estate tax in the event I RIP.Not for retirement purposes but estate tax. As most of you are aware that any amount in excess of USD60K, there is an estate tax of maximum 40%.To make life easier for my family members, i m slowly selling off my ESPP.I dont think it is worthwhile engaging lawyer to bring my USD back to the estate.Why not i do it myself while i m still alive and use it to invest in SG stocks where i park them in CDP as they are transferrable - as long as you list the beneficiary in the will. I m on track with my 2024 KPI SG dividend as this week I hoot $UOB(U11.SI)$ and $ocbc bank(O39.SI)$.[Happy] [Smi

I think inner peace is not measured by how much savings you have.Maybe it is due to my stressful job,I wanted to retire 6-7 years ago.Hence,I started my retirement plan at a young age. I set personal goals at various stage of my life.As I used to do regional role,i saved almost 70% of my salary. I didn’t really keep track of my wealth until one day a financial advisor sat down with me.i listed whatever I could think of.But I forgotten about my ESPP.The US stocks I am trying to sell to avoid estate tax in the event,I RIP. I used to be a conservative person and whatever method is available to reduce income tax,I would have a share in it.Endowment plan,SRS,top up my CPF or donations etc. If you have a solid and well organised retirement plan,you do not have to put a price to it.You will b

You won’t believe it that I was invited for an event at Levi’s Ion Wed night, 9 Oct, via LinkedIn. I was expecting a talk on promoting Loqate products. Instead, I was given $250 to shop. 😱🤦‍♀️🤕😬🙄. I called my family members as I don’t have anything in mind. I thought they will tailor made my jeans as they mentioned customisation. Thank goodness my family members  have something in mind. Hence an extremely early Xmas from me - courtesy of Loqate. People used LinkedIn for looking jobs whereas company invited me for such event. Initially, I thought it was a scam so I played along haha. surprised Free shopping! 🛍️🛍️ Other guests that I spoke to were impressed with the marketing technique of Loqate. We were all expecting a brief talk by Loqate. Nothing of that sort. Gave you

$Tesla Motors(TSLA)$ It was at anotherlow on Friday 176.55. 🙏🤦‍♀️🥺😢😓🫣 Twitter saga has dragged his "Baby" even furtherdown. Does it mean we might be seeing a dip to range of 150-170 in near terms?  I yet to jump in to "rescue" this sinking "baby". I question myself - is the time right for me to do so or shall I let it sink like Titanic and years later, treasures are being found? 😏🧐🤨 @melson your price of 240ish (hope I remember correctly) is far beyond reach despite your high rush appetite. 🍾🥂

Have not been shopping for SG stocks for past 1.5 months as busy with work. “Fighting” with customers. Last night, $SIA(C6L.SI)$ has announced a dividends of 0.38 cents [USD][Happy][Smile][Chuckle]. 0.10 cents more than last year. I m in cloud 9 [Miser] as i will be receiving a 5 figure dividends. 😱😇. I hope to acquire more $SIA(C6L.SI)$. [Bless][Bless][Bless]🙏🙏🙏

I m back to River Wonder to find my inner peace and soul during these red Red Sea market. Thereis nothing much we could do during this volatile market either you cut loss or DCA or doing something you enjoy to make you happy. Most of the traders will cut loss and move on. AsIm a long term investor, I will monitor the situation and add some counters if I think the price is right. Recently, I added $Bank of America(BAC)$to lower my previous price. But it has dips further. I have no regret as buying stocks is like going to casino, you cant win all the time.  I was looking at $Intel(INTC)$to average my current cost but some advices I received was... keep your warchest an

Yesterday I went for the Swifties event organised by Jewel. I not a fan of hers but just accompanying my friend there.  I was impressed by how the fans dressed up for the event. Even little girls, maybe age of 5-7 y o, came dressed up like Taylor Swift - in their boots. They even remember every moves of her songs[Salute]  🫡. Not 1 song but all the songs done by the band.  I really enjoyed the 2hours event even though they didn't manage to get Taylor Swift to grace the event. Jewel's intention was to get Taylor Swift to see the new forest. #SeeTheNewForest. As her last visit was in 2013. Hope I didn't get the date wrong. Anyway, band 53A did a very good job in singing Taylor's song. Even I, a non Swiftie, can feel the love in the air[Love] [Heart]   B

Don’t think anyone can beat me on my highest loss on $Intel(INTC)$…[LOL][Chuckle] Anyway, I m waiting for $DBS Group Holdings(D05.SI)$ to announce its earning on Wed, 7Aug before I “conqueror”.

$SINGAPORE AIRLINES LTD(C6L.SI)$ With China opening up its border, there will be an influx of Chinese tourists into SG. SIA will benefit from it. December is a time of school holiday and 2023 Chinese New Year comes early too. 

Immune or indifferent is the best word to describe my half-year performance as I classified my investments into 4 different groups & based on overall P&L:- SG market- UT- ESOP US market- US market : Tiger BrokersOnly UT & Tiger US market are in red 🩸whereas SG market & ESOP US market are green. 🍀🍀. If I will to do a further overall P&L, I will still be in green. 🍀🍀 🤭Irrespective whether overall P&L is red 🩸or green🍀, I am in no hurry to get into the stock market as it is too volatile - unpredictable. Worse than the weather here. 😓Diversified plans:I might consider SSB (Singapore Savings Bonds) as 10 year average return roses to 2.71%. This is higher than CPF Ordinary Account of 2.5%.I might consider to invest in physical gold as suggested by

$Merck(MRK)$My 💞💖. Hope you will maintain in slow & steady upward trend. Thursday a good surprise for me. 🫰🫰

$SINGAPORE AIRLINES LTD(C6L.SI)$Asthey are redeeming their 2020 convertible bonds this year. I won't be surprised that they might do the same next year for 2021 convertible bonds. Apparently, they are same payout ie early redemption. 🤝👍

Just wondering what time the stock voucher replenish as I never seem to have the luck. Just try at 10am and everything is gone.[OMG]   Looks like I need to try my other trading platform.[Sad]   @icycrystal @HelenJanet @MHh @melson @Universe宇宙 @Jadenkho @pekss @TigerEvents 

$Palantir Technologies Inc.(PLTR)$Still sinking. Let's see next few days when I m out of my twilight zone. ⭐️🌟✨

It will close green but not a fantastic green! As for my portfolio, overall they are still green. Thanks to my 2nd heavy weighed $SIA(C6L.SI)$. One of my REITs have overtaken $SIA(C6L.SI)$ in terms of units. But value-wise, $SIA(C6L.SI)$ still the champion 🥇🏆as they were acquired during Covid period. [Happy][Smile][Chuckle]

$Merck(MRK)$A 52 week high today. 🍀🍀😱🥳🤩🥰😍😘what a great present from last night US market! I love you, Merck. 💋💋.  You have always been my lucky charms since theday I bought you. I have no regrets in you. Thanks to Tiger's article from Motley Fool that gave methe guts to buy it. As it was my first buy from USmarket, I started off small. There is a saying.. "noventure no gain". I have confident in Merck as it is my customer and I know their company well.  Those who are on high cholesterol tablet, you might be consuming their products - Simvastatin. I am not.🙏🙏🙏 Just like Pfizer, they don't manufacture their end products here.  My wish for Deepavali is that $Merck(MRK)$will break 100 next w