To The Moon

“If you aren't willing to own a stock for 10 years, don't even think about owning it for 10 minutes.” Warren Buffett He realised that the industry operates on a 90-day cycle, with investors obsessing over quarterly earnings reports and Wall Street analyst upgrades. However, a person who wishes to be a successful long-term investor to beat the index must have a multi-year mindset. Short-term thinking to terrible decisions. In April of 2022, Bill Ackman famously panicked and sold $Netflix(NFLX)$ for a huge $400M loss. This was after the company lost just 200K subscribers in Q1 2022. This was simply panic selling, and an investor of Ackman’s caliber and experience should have known that. He was too focused on short-term thinking. It was clear that t

Tether has shown just how powerful the stablecoin model can become. $Tether(USDT.USD.CC)$ ended 2025 with more than $10B in profit and over $186B in circulation. Now $SoFi Technologies Inc.(SOFI)$ is entering the same market with a very different setup. SoFiUSD is issued by SoFi Bank, a regulated U.S. national bank, and is fully reserved 1:1 for dollars. SoFi has already partnered with Mastercard for settlement and Kraken for distribution and liquidity. The bull case is simple 👇 If SoFi can capture even a meaningful slice of the stablecoin market, the economics could become enormous given the high-margin nature of reserve-backed stablecoin businesses. And $SOFI doesn't need to replace Tether overni

AI may be one of the most powerful cyber weapons we've ever seen. The ability to discover vulnerabilities, automate attacks and exploit weaknesses at scale is changing the cybersecurity equation fast. And the market is reacting. 🔥 $Rapid7(RPD)$ +24.01% 🚀 $Zscaler Inc.(ZS)$ +16.56% ⚡ $Tenable Holdings Inc.(TENB)$ +15.91% 💾 $Rubrik Inc.(RBRK)$ +15.64% 🔐 $SailPoint Parent, LP(SAIL)$ +15.31% 🛡️ $SentinelOne, Inc(S)$ +14.48% 🔥 $CrowdStrike Holdings, Inc.(CRWD)$ +13.85% 🚨

Not enough retail investors compare their results against a benchmark. Well, how do you know if your investments are doing well? You might feel happy that your portfolio grew by 9% last year, because that is the long-term average return of the $S&P 500(.SPX)$ . However, that is the long-term average. That means that there are years when the index returns are weak, and there are years when the index returns are supreme. So you can’t compare your yearly returns against the long-term average. Maybe the S&P 500 grew 15% last year, meaning that your 9% return significantly underperformed the index. That’s not necessarily a disaster, as nobody, even Warren Buffett, can beat the index each year. You just need to analyse the causes. If you are con

Investors spend too much time following the news instead of analysing businesses. Don’t forget that the media exists to generate attention, clicks, and advertising revenues. The media do not care if you lose money after panic selling or euphoric buying. All the news does is ring alarm bells about the economy, oil prices, the Iran War, and market volatility. This is why investors must ignore short-term market news and focus more on the fundamental analysis of businesses. Long-term investors value a stock based on the present value of expected future cash flow. If markets operated strictly on such assumptions, stock prices would only move when the actual long-term cash flow expectations of the company changed. Yet, stock prices swing wildly from day to day and month to month, while the actua

$SK hynix(SKHY)$ s around $190, and the forward numbers are getting hard to ignore. Analysts see 2028 at roughly: 💰 $439B revenue 📈 $264B net income 💵 $226B FCF Yet the stock is trading at roughly 4x forward earnings. That valuation says the AI memory boom is about to fade. The contracts tell a different story. Many of the major deals run for 5 years, putting meaningful demand visibility into 2029 at the earliest, with some investors looking toward 2030. That’s the interesting part. The market is still valuing $SKHY like a traditional commodity memory business, while the company is increasingly operating with long-term visibility, AI-driven demand and much stronger earnings power. At $190, the question isn’t whether the boom lasts forever. It’s wh

While student loans were largely frozen, $SoFi Technologies Inc.(SOFI)$ was quietly building a much bigger lending business. 📈 Personal loans: +669% to $34B 🏠 Home loans: +510% to $4.7B 💰 Lending net interest income: +656% to $1.95B That’s the part I think the bears underestimate. Calling $SOFI “just a bank” misses how much the business has expanded in just three years. Student lending slowed, so the team pushed harder into other lending categories and built scale where the opportunity was available. Anthony Noto and the team deserve real credit for the execution. The bigger question now is whether $SOFI can keep compounding this lending engine while expanding the rest of the platform. 👀 When markets keep you watching, knowing when to switch off m

Good morning, tigers ☕️📈 Yesterday I talked about trading resources, and the post did really well. But none of that matters if you’re losing the battle against your own mind. The first battle for retail traders was against big-money institutions. I think there’s a new one now 👀 Retail vs the platforms. Trading apps are built to keep you active. Notifications, flashing prices, confetti, rewards, 24/7 access... the more you trade, the more opportunities there are to monetize your activity. So how do you fight the urge to gamble? Here are 4 things I’d actually do: 1️⃣ Build discipline outside the markets You don't suddenly become disciplined when your portfolio is on the line. Practice it everywhere. Do something genuinely hard and track your progress. 🏃 Marathon 📚 Learn a language 🥗 Follow a

Yesterday, $Harrow Health Inc(HROW)$ CEO Mark Baum spoke at Cantor's conference and he couldn't have been more bullish. Here is everything you need to know. 1. The $250M revenue quarter for 2027. This goal has been reiterated since 2025. Put it against Q4 2025's $89.1M, and the growth target seems difficult. The business has to nearly triple. If they achieve this, the stock will rally. 2. Under-promise and over-deliver is the new motto. Baum is changing strategy because Harrow underperformed expectations in H1 2026, when VEVYE pricing changes dragged first-half revenue to about $115M. A lower bar in the future protects the stock from another miss and earns back some credibility. 3. H2 2026 must deliver. Harrow booked roughly $115M in the first hal

$Nu Holdings Ltd.(NU)$ officially started operating in the US yesterday. I think investors may be underestimating what this could become. Right now, the market largely sees Nu as a niche, low-cost digital bank in Brazil. That helps explain why the stock trades around 15x forward earnings. But I think that valuation misses the bigger story. 🏦 $NU isn’t building a traditional bank Nu was built from the ground up on modern technology. That matters. Legacy banks are still carrying decades of old infrastructure, expensive processes and huge operating structures. Nu has a completely different setup. A more efficient technology stack means it can serve customers at a much lower cost. That gives the company room to offer cheaper financial products while sti