Practical tips to fight inflation in falling market
Cash is king. When the current market situation is unstable, high-yield savings accounters and time deposits are relatively low-risk investment methods, which can keep funds liquid and generate a small amount of returns. Although they may not catch up with the pace of inflation, funds can be easily withdrawn and withdrawn at any time for a living. If necessary, you can also mobilize to a suitable investment plan at any time.
The public is familiar with both anti-inflation financial instruments to Hong Kong's inflation-linked bonds iBond, which is issued by the retail bond issuance plan in the government bond plan, with a minimum denomination of 10,000 Hong Kong dollars for a period of 3 years, with dividends every 6 months, interest and comprehensive consumer price index (C The average annual inflation rate of PI is linked. Ibond also has a guaranteed minimum interest. If the average value of the annual change rate of CPI does not reach the guaranteed minimum interest rate, investors can also ensure an appropriate return. On the 26th of this month, similar green bonds were launched, which is definitely the best tool for asset hedging. Although there may be only 1-3 opportunities for each person, it also has a higher return than current or regular savings. Many people will buy it on the same day to get immediate profits, which is a very attractive tool for the public to make money. As the so-called big money can't be obtained, small money can also help make up for less!
The third anti-inflation magic method is high-interest shares. It is expected that the company can raise interest rates. In addition to dividends, they can also benefit from the increase in the stock price. Therefore, interest-gain shares are also the passive income choice of many retirees. Interest-bearing stocks are not risk-free, because the stock price of interest-bearing stocks also fluctuates and will be affected by the market. If you want to stabilize the dividend stocks, you can't help but recommend $Hong Kong lamp-SS.HK$HKELECTRIC-SS(02638)$. It hasn't risen or fallen much in the past few days, and it is relatively small, because it is indeed a very powerful public stock.
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don't be lazy. do your due diligence and invest in low priced great company stocks.
and be patient. Like breathing, stock market has to come down to get back up
The covid and the govt suddenly are both spirilling