$286 Bln Flow to Money Market Fund! Why Tigers Choose Fund of 4.75% Return?

Money market funds saw inflows of $129.3 billion during the week following the collapse of Silicon Valley Bank. As of last Sunday, more than $286 billion had flowed into money market funds in March, the largest inflow since the early days of the pandemic.

Column chart of Net monthly flows ($bn) showing US money market fund inflows highest since April 2020

The Goldman Sachs report predicted that

individual US investors could sell as much as $1.1 trillion in stocks this year and put that money into money market funds instead.

 

1. Why do investors choose money market funds?

Relatively high returns and low risks!

Job market needs more time to cool down; the pace of interest rate hikes has not stopped. The stock market is still volatile and full of great uncertainty. Inflation, although cools down, still remains at a high level.

For most investors, their return rate may be lower than the inflation rate of 6% and the money market funds return of 4.7%.

Fullerton fund and ixic. performance as of 28th Mar.

Therefore, at present, it is prudent to allocate most of the funds to the US dollar money market (has good liquidity) to obtain risk-free returns, while allocate a small portion of the funds to bet on the rebound of strong stocks in the US stock market when there is a market crash.

 

2. 7-Day Annulized Return of 4.75% Offered By Tiger

Tiger Brokers offers a cash management solution called Tiger Vault, which provides investors with yields of up to 4.75% on their idle funds. Fullerton Cash Fund for both SGD and USD are most popular picks amongst Tiger Vault funds due to its consistent performance.

Note: Fullerton Fund is part of Tiger Vault and does not have any exposure to SVB and other regional bank risks.

 

3. Convenient subscription & redemption + Free Fees

Additionally, Tiger Vault can be used as purchasing power for investments with no lag time and free subscription or redemption fees.

If you want to buy stocks/ options or any other products, you can use the money in this fund.

When you want to withdrwa your money from funds, you won’t be charged with redemption fees.

Investing in Tiger Vault can start from as low as $1 , and the settlement timelines only require 1 working day from your transaction day.

4. How to subscribe Tiger Vault?

Check 5 steps in the following charts.


Click here to check more about Tiger Vault!

Share your investing experience in the tiger vault and win tiger coins~

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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  • LMSunshine
    ·2023-04-02
    Tiger Vault is a great way to earn interest while waiting to buy the stocks we want.Best product ever by Tiger Brokers and hope AU,NZ,and HK users can apply for Tiger Vault too❣️Coins❣️
    @StayHome @SGboy @Sandyboy @Stayclose @DMTrader @BettyT @Bunta @tigjun21 @JohnL @jace0777 @DoreamonGo @TTrade @VonCat @boonk @Trevelyan @jgaldon @fxaw @Kok @Agxm @Dodonan @BubTigger @Niskil @OddEyeCircle @StarAce @zerolih @WuDi @Asphen @MasterStonker @MoneyCub @MiniAce @StayCalm @ee244c @Huangyulee @tarotsgirl @Lord_Kuberan @ShengSoon @Decromer @jllwang @Shiella @cristine @Gunawanh @WLing @Zash @Snoopymint @GrumpyDino @YTGIRL @VivianChua @MSJYJ @YJ13 @Bons @bernardtayet @Kindryl @angyenyen @KBWSG @JazzyTizzy @icycrystal @KryZ @Alupigus @aiyoh79 @drandy @eeth @Zack44 @Cyberguard @kaite @BlueDragon @Tonyoh @AlfonsoDex @nerdbull1669 @InvisibleTig @AlanTiger @kwk @InvisibleP @miaomiao007 @TigerHulk @MGOH @Alconies @justforcoins @cubinvestor @我i168 @Zacv @ZeroG @JennyChiang @Star0331
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  • LMSunshine
    ·2023-04-02
    Tiger Vault is a great way to earn interest while waiting to buy the stocks we want.Best product ever by Tiger Brokers and hope AU,NZ,and HK users can apply for Tiger Vault too❣️Coins❣️
    @SR050321 @CYKuan @HelenJanet @rL @Universe宇宙 @Jadenkho @melson @Mrzorro @GoodLife99 @SPOT_ON @Kaixiang @BenjiFuji @RDPD富爸穷爸 @SirBahamut @b1uesky @MHh @PJoo @Pepermintpat @RiciaYang @jat @Omega88 @爱上投资学 @Zeniv @Elon2 @Yonhuat @Joker_Smile @grizzlylee @FrankieRed @spkek @snoopy123 @psk @pekss @amroui @Ericdao @StickyRice @StarLuck @Shyon @Success88 @kungpao @CL Wong @Derrick 1234 @MeowKitty @Thonyaunn @紫南 @Zarkness @Viv22 @aunteenat @airui @0QH @Cris0 @Brocco @AhGong @deal2deal @Ccl2 @Lcc73 @HLPA @WanEH @markele @pipiso @hlw8888 @Huiz84 @Kingcat @Jo_Tan @RedpillBluep @Furore @breAkdaWn @boardy @Cory2 @Soyabean89 @ngph @KYHBKO @Lionel8383 @Downton @SanWangtikup @Setia100 @th0mastan @LesterTan @IAS @HSTew @Kerrisdale @PhilipChow @alylady @moliya @maricel @Sonoma @LuckyPiggie @Doge2theMoon @equitygenius
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  • SlowNana
    ·2023-03-30
    Thanks for the info. Didn’t know how to use the vault till your article
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    • SlowNanaReplying toTiger_comments
      Thank you!!
      2023-03-30
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    • Tiger_comments
      Thank u for your feedback. I update the article and put the steps to subscribe tiger vault in the final part. Pls feel free to follow the guide~
      2023-03-30
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  • kyoko
    ·2023-03-29
    Tiger Broker 成立 Tiger Vault 的主要原因是为了给客户提供更灵活的融资和交易选择,使他们能够更自信地交易。在传统的证券交易中,客户只能使用自己现有的资金进行交易,而不能借入资金。而 Tiger Vault 则提供了一个现金管理工具,允许客户使用其持有的证券组合作为抵押,从而借入资金进行交易。


    这个功能对于那些希望以较小的资金投资更多资产的客户尤其有用。通过使用 Tiger Vault,客户可以在一定程度上通过融资增加他们的交易能力,并获得更大的市场机会。这也使得 Tiger Broker 成为一个非常有吸引力的经纪商,特别是对于那些有一定经验但没有足够的自有资本进行交易的投资者。


    Tiger Vault 还具有许多其他优点。首先,它的利率相对较低,对客户的融资成本进行了控制。其次,Tiger Broker 提供了实时的账户监控和自动强制平仓功能,以帮助客户控制风险并避免超出自己的风险承受能力。最后,Tiger Vault 还可以灵活地自由支配资金,使客户可以在不同的市场环境下进行交易,从而获得更多的收益。
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  • Ausie Andy
    ·2023-03-29
    I just get a blank white screen when I try and activate my vault :(
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    • Tiger_comments
      so sorry to bother u. what about find customer service support? or you can put the blank screen shot in the comment board. I can help u report this question~
      2023-03-30
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  • MilkTeaBro
    ·2023-03-29
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    Tiger Vault is a real cash management fund. cash management funds investment objectives should be days trading investment grade bonds. for example, 3 days later mature government bond, lend money to a bank for a night...Some enhanced cash management funds investment in up to 5 years bond, that kind products face the same interest risk as $SVB Financial Group(SIVBQ)$
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  • 老虎这样选择,根本原因还是老虎是一家合规公司,内部也有严格的合规团队,估计是各种严格的合规要求排除了很多利率比这个4.75%更好利率的货币类或者债券类产品。不过在高利率时代下,这个利率纵向和历史利率相比,还算是回报率比较高的理财方式了。
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  • Bons
    ·2023-03-30
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    I've recently joined Tiger Vault, since it offers a hassle free alternative to investment. even if we doing active investment by buying a stock directly or passive investment by DCA-ing some stocks, we need a place where our standby money can still generate return even when we're still eyeing the moment to buy the stocks or waiting the auto-invest order take action.
    the 2'nd advantage is we can have a return to cover the transaction fee of Tiger Trade when we're doing a transaction. I really like this fact due to  the simplicity of taking note of my Investment journey with Tiger Apps.
    with both benefits there, I think signing for a Tiger Vault is a must. and then how about you guys @Viv22 @KYHBKO @LMSunshine @Universe宇宙 @Tigress02 @kungpao @wine18 @cindyft @Xian789 @MTok
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  • AliceSam
    ·2023-03-29
    审慎的做法是将大部分资金分配至美国元货币市场流动性良好)为了获得无风险的回报,同时在美国股市有市场的时候,将一小部分资金押注于强势股票的反弹撞车。
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  • Ah_Meng
    ·2023-03-31
    is this only meant for Singapore based user? I went into the link, that is what I see. Please let me know before I spread the news to Australian based users. Thanks!
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  • highhand
    ·2023-03-31
    money market have the lowest risk of all investments. anything lower, will be cash in deposit account eh savings, fixed deposits.
    so that's why they are valuable in times of Volatility
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  • GrumpyDino
    ·2023-04-02
    I have only recently started to use Tiger Vault and I'm pleased with the features it offers. Funds stored in Tiger Vault are part of your purchasing power and can be used to buy stocks as well.

    It truly lives up to its goal of helping investors ensure their money never sleeps. Only wished I had started using it sooner

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  • Niskil
    ·2023-04-02
    I have some money in tiger vault. Not bad. Easy to deposit. something that can be improved will be the time it takes to withdraw. Currently takes like 1-2 days. Will be awesome if it can be immediate so i can swap wasily
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  • tigjun21
    ·2023-04-02
    Tiger Vault's auto-redemption feature is working well. It is a great feature as the auto-redemption of cash fund occurs around 7am, and will auto settle our deficit, hence no accrued interest will occur. There will be an orange label "Auto-Sweep", indicating that it is auto redemption.

    Users of Tiger Vault will be mindful of the cut-off time being 11am, to subscribe to the funds to make it for the same day purchase.

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  • Joker_Smile
    ·2023-04-02
    unsure on which stocks to go for during the violatile session but refuse to sit on idling cash? Use Tiger Vault and earn interest on your cash reserve!
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  • WanEH
    ·2023-04-03
    thanks for the info and effort from tiger. it's definitely good for people who hold a lot of cash right now while waiting the opportunity.
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  • JohnL
    ·2023-04-02
    Surely tiger vault is a great solution for the Tiger investors. The potential of each penny is maximized. Time value money [Miser]
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  • Swift1
    ·2023-03-30
    Thanks for letting us know about this. I am new to this space so I am learning as I go.
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  • aiyoh79
    ·2023-04-02
    Being using this and is using auto sweep feature. Very convenient
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  • tigernoob
    ·2023-03-29
    will this be available in Australia soon?
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