To The Moon

With $100,000 in assets, how much you'd spend on daily expenses would depend on your financial situation and lifestyle. Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris

I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe

$老虎證券(TIGR)$ 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C

$老虎证券(TIGR)$ go

$Tiger Brokers(TIGR)$ Hi thanks for contest

$Tiger Brokers(TIGR)$   I try to save before spending though at times things can get a little out of control [Sly]  [Sly]  [Sly]  [Thinking]  anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking]  [Thinking]  [Thinking]  [Victory]  [Victory]  [Victory]  @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Un

I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine

$Tiger Brokers(TIGR)$ I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to spend more Instead of save more (of course I meant those who are affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣

[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly]   Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi

$Tiger Brokers(TIGR)$  1:100 🎉🎉

Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]

$老虎證券(TIGR)$ 1:2

$Tiger Brokers(TIGR)$ 1 To 1000 type i think 

Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!

No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!

Spending vs Assets: most likely 1:100 on family & worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.

I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF & $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭

haha yes I spend less so I can build up my assets.. delayed gratification

100,000 guy

Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required.  The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.

Recently, I’ve noticed an interesting theory: there seems to be a proportional relationship between people's spending levels and their assets. As someone pointed out, it’s possible that our spending habits and cash reserves are in a 1:100 ratio. For example, if you have $100,000 in savings, you might not hesitate to spend $1,000 on something; and if you have $1,000,000 in savings, you might not hesitate to spend $10,000. However, some people say that when it comes to regular daily expenses, a 1:1000 ratio better reflects their spending habits. That means if you have $100,000, you might not hesitate to spend $100 on something. So, if you had $100,000 in assets, how much would you spend on daily expenses without hesitation? Would it be $1,000? Or perhaps less, or even more? Do you think ther

[Spending vs Assets] Encountered this interesting concept of 1:100 and 1:1000 concept of spending versus assets. Meaning if you have $100k in Assets, you will spend $1k for a 1:100, and $100 for a 1:1000. Rationally it can only make a certain level of sense if you are a high nett worth asset holder. Cos if you have only $1000 worth of assets as a newbie, it would be inconceivable to spend only $10 or $1 in a period of time right? [Sly]   Nonetheless I would like to use some other concepts for you to consider how you should spend. Needs vs Wants This is one of the earliest concepts that I based on initially. Do I need or want it? I will need to eat but certainly I need not eat a high end Michelin 3 star daily to fulfill my desires. I will want it but it will not make any sense. Fi

$老虎證券(TIGR)$ 5 You're on the right track! Researching a company before investing is crucial. Here are some key factors to consider when looking into TIGR: **1. Financial Performance:** * **Revenue and Profitability:** How has TIGR's revenue and profit grown (or shrunk) over time? Are they consistently profitable? * **Debt Levels:** Does TIGR have a lot of debt? High debt can be a risk factor. * **Cash Flow:** Is TIGR generating enough cash to fund its operations and future growth? * **Earnings Reports:** Review recent earnings reports to see how the company is performing and what analysts are saying. **2. Industry and Competition:** * **Industry Outlook:** Is the industry TIGR operates in growing or shrinking? What are the long-term trends? * **C

With $100,000 in assets, how much you'd spend on daily expenses would depend on your financial situation and lifestyle. Spending $1,000 might be high, especially if most of your assets are invested or not easily accessible. Typically, individuals with more assets might feel comfortable spending more, whereas those with fewer assets might spend more cautiously. The relationship between spending habits and assets generally shows that higher assets offer more flexibility and security in spending. People with substantial assets might feel more at ease with discretionary spending, while those with fewer assets may limit their spending to ensure long-term financial stability. Ultimately, whether having more assets makes you feel secure or cautious depends on your personal financial goals and ris

I believe in spending as a portion of income instead of asset. For dividend investors, when we look at dividend returns, do we look at it from angle of cash assets from company cash or is it from Free cash flow? I believe that in order for dividend returns to be substainable, it should be from what is recurring. When we spend a portion of recurring income while Leaving capital untouched, we can use the capital to invest and in return even higher cash flow. Hence, I believe in spending as a portion of recurring income instead of vs assets. Similar to how we evaluate dividend companies. With regards to 1:100 or 1:1000. Using the same approach, but vs income. When income is $4000, spending $4 won’t be painful. But spending $40 builds up rapidly. Hence, before income is high enough to spe

$Tiger Brokers(TIGR)$   I try to save before spending though at times things can get a little out of control [Sly]  [Sly]  [Sly]  [Thinking]  anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking]  [Thinking]  [Thinking]  [Victory]  [Victory]  [Victory]  @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Un

I try to save before spending though at times things can get a little out of control [Sly] [Sly] [Sly] [Thinking] anyway, save for rainy days and do not spend more than you earn... isn't that what most people will say [Thinking] [Thinking] [Thinking] [Victory] [Victory] [Victory] @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT @Universe宇宙 @LMSunshine

$Tiger Brokers(TIGR)$ I am currently 1:1000 (more funds in saving makes me feel more secure) but I am trying to be 1:100 because I envy those who willing to spend more Instead of save more (of course I meant those who are affordable and have much surplus). Because I think life not just about money. Thus, I wanted to change my mentality and life style. Spend more bedore is too late/ when you still can (I think you know what I mean). 🤣🤣🤣

No $100k fortune here, but my family of six (two working parents, two grandparents, and two kids) is already burning through $100 daily! I've observed a clear connection between spending habits and assets: - More assets = more spending, thanks to financial security boosting confidence. - Less assets = more frugal spending to preserve resources. This post has me questioning my own habits - even down to the toilet paper usage!

Good read. Taking some profit ahead of a meltdown is not easy. Buying during dips requires wisdom, resilience and patience in such volatile market. Only invest the leaders of the stocks you are familiar. Therefore newbies are advised: Do not chase the market and not to panic sell. Do not borrow to trade in the market. When the market is high, it may go higher and when it seems to be low, it could go much lower. May the market be with you!

Having more assets gives your buffer to spend more, but not necessarily splurge. You will feel relaxed when sometimes big spending is required.  The best is let your assets grow but keep your spending low and consistent. That's when you can really achieve financial freedom - defined as doing whatever you choose and being able to support your lifestyle.

I think I have already spent more than $100K acquiring the SG stocks this year. [Sweats] But I m still acquiring [Happy][Smile][Chuckle]. In addition, $15.3k for SRS, $8k for parent CPF & $3K for CPF MA for tax relief. Hence no more money to spend on myself. [Cry][Facepalm]🥺😢😭

Interesting idea. However I don’t spend based on a 1:100 or 1:1000 concept. It’s a totally different paradigm that I adopt. Perhaps time to write about it.[Grin]

Spending vs Assets: most likely 1:100 on family & worthy cases and 1:1000 on self. Have started investing to help build assets and try to pamper self more.

[Glance] [Smug] IF I have $100k, I will spend $1k and use the balance on Stock Markets to get the other expenses [Happy]

I may not hesitate to spend 100 when I have 1,000,000 [LOL] [LOL]

haha yes I spend less so I can build up my assets.. delayed gratification

$Tiger Brokers(TIGR)$ 1 To 1000 type i think 

$Tiger Brokers(TIGR)$ Hi thanks for contest

$Tiger Brokers(TIGR)$  1:100 🎉🎉