@Dan1192:Are Gen Z in Singapore spending more using e-wallets? Yes, in fact not just for Gen Zs, but millenials as well. It is quite prevalent that e-wallets or the greater fintech offerings is evolution propelling consumer spending, pushing banks, fintech, shopping and travelling platforms to greater heights.  Hey it's Daniel again. I'm a millenial. Let's debate on this.  What's the psychology behind this? I don't know, but my best guess based on personal experience is the ease of payment, especially if a E wallet is linked up with your debit or credit card. Your money is nothing more than numbers on a screen, it insensitivises the feeling that money is leaving you. Coupled with stronger data collection and analysis, the average consumer is, now more easier than ever, manipulat

@Dan1192:End of the day, it's your hard earned money and what you want to do with it.  Hi, it's Dan again. When it comes to investing or trading, there's never a straightforward answer.  I have looked several strategies as you call it, but fundamentally it boils down to a few main points and I have listed them below.  * do not that these my own opinion for educational/entertainment purposes. Please carry out your own diligence when investing, always.  1. How much do you have to invest?  When I say how much, it's all relative. Let's look at some examples: i. Students - assuming you are a student solely relying on allowances from your parents, you probably don't have alot to slush around, after attending to your basic and social needs. Say you have allocated about U