Pelosi Locks in Profits; Lawmaker Exits UNH Early! Are Congressional Trades Good Signals?

Tiger_SG
01-28
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A new congressional disclosure has once again reignited debate around tracking lawmakers’ trades.

Nancy Pelosi reported roughly $69 million in recent transactions, highlighted by the sale of about $50 million worth of $Apple(AAPL)$, along with reductions in $NVIDIA(NVDA)$ and $Walt Disney(DIS)$

At the same time, Pelosi added new LEAP call options on $Alphabet(GOOGL)$ , $Amazon.com(AMZN)$, $Apple(AAPL)$, and $NVIDIA(NVDA)$ , using far less capital to retain upside exposure.

The message is subtle but important: this is less about turning bearish on tech and more about locking in gains while maintaining long-term optionality.

In contrast, Congressman Kevin Hern disclosed a complete exit from his roughly $500,000 position in $UnitedHealth(UNH)$, marked as “sell to close.”

Notably, Hern sits on the House health subcommittee. Shortly after, healthcare stocks sold off sharply, with UNH plunging nearly 20% as investors reacted to weaker guidance and looming Medicare reimbursement pressure.

Together, these trades illustrate two very different approaches. Pelosi’s strategy emphasizes capital efficiency and risk management, while Hern’s move signals a full de-risking ahead of policy-driven uncertainty.

For individual investors, the key question remains whether these trades are actionable signals—or simply reflections of access and tools most retail traders don’t have.

  1. How do you interpret Pelosi’s recent trade?

  2. Is there any takeaway for retail investors?

  3. Should retail investors “follow” congressional trades?

  4. After UNH’s sharp sell-off, where is a good dip-buy level?

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Lawmaker Exits UNH Early! Are Congressional Trades Good Signals?
UnitedHealth Group plunged after guiding to its first annual revenue decline since 1989, with 2026 sales seen down ~2% and U.S. membership set to fall by over 3 million. Congressman Kevin Hern disclosed a complete exit from his roughly $500,000 position in $UnitedHealth(UNH)$, marked as “sell to close.” Shortly after, healthcare stocks sold off sharply, with UNH plunging nearly 20% as investors reacted to weaker guidance and looming Medicare reimbursement pressure. Should retail investors “follow” congressional trades? After UNH’s sharp sell-off, where is a good dip-buy level?
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Comments

  • koolgal
    01-29
    koolgal
    🌟🌟🌟Should Retail Investors Follow Congressional Trades?  I would say No.  Firstly there is a mandatory delay under the STOCK Act of up to 45 days after the trade has been done.  This means that retail investors are often acting in information that is weeks old.  The market may have already reacted or conditions may have changed.

    Members of Congress also often have access to financial tools & potentially non public information or unique insights not available to the average investor.

    More importantly their trades might be influenced by their personal circumstances which are not relevant to an individual investor's goals.

    @Tiger_SG @Tiger_comments @TigerStars @TigerClub @CaptainTiger

  • Shyon
    01-28
    Shyon
    I read Pelosi’s trade as risk management, not a tech bearish call. Trimming $Apple(AAPL)$ and $NVIDIA(NVDA)$ after a strong run while rolling exposure into LEAP calls is a smart way to lock in gains and stay positioned for long-term upside with less capital at risk. It’s about efficiency and optionality, not exiting tech.

    For retail investors, the lesson isn’t to copy congressional trades, but to understand the thinking behind them. Most retail traders can’t size or structure trades the same way, so blindly following disclosures rarely works. What does help is learning when to take profits and how to maintain exposure without overcommitting capital.

    $UnitedHealth(UNH)$ is a different story. After the sharp sell-off, I wouldn’t rush to buy the dip. I’d wait for the stock to stabilize around longer-term support and for policy risks to be better priced in. In healthcare names, patience usually beats trying to be early.

    @Tiger_SG @TigerStars @Tiger_comments @TigerClub

  • 1PC
    01-28
    1PC
    They are still human & might be following their own trade plans like rebalancing their portfolio, hence I won't follow them, regardless if they are congressmen or gurus [Chuckle]..I follow the charts 📈🚀 📉 😜 @JC888 @Barcode @Shyon @Aqa @koolgal @Shernice軒嬣 2000 @Aqa @DiAngel
    • Shyon
      [Cool] [Cool] [Cool]
  • JC888
    01-29
    JC888
    Policy makers and politicians trading should be framed in such a way that it shld be submitted in advanced by x-time frame, before it is allowed.
    This clears or minimises abuse of information.
    Then again with a Headso muddled, it's a cowboy country really.
    So it helps to track and mimick their patterns.
    Even the classic movie Sabrina and it's subsequent remake says so too.
  • BTS
    01-31
    BTS
    Congressional stock trades often attract attention, notably when high-profile lawmakers, like Nancy Pelosi, adjust holdings ahead of volatility; the recent exit from UnitedHealth Group (UNH) reignited debate if such trades signal market trends or reflect opportunistic timing

    Due to delayed disclosures, congressional trades often lack full context, including hedges, options, or portfolio shifts; a sale could signal profit-taking or reallocation rather than a bearish stance

    Recent UNH sale preceded a sharp sell-off, driven by weak guidance, regulatory pressure, and Medicare Advantage issues, pushing stock down。。。

    UNH trades at lower valuations than usual, with some analysts seeing it as discounted due to long-term cash flow, though ongoing policy challenges and regulatory risks warrant caution

    For retail investors, congressional trades inspire research, but the real edge lies in disciplined strategy; blindly copying trades raises timing risk, especially with volatile stocks like UNH

  • 北极篂
    01-30
    北极篂
    总结一句话:国会交易更像是一面镜子,照出风险偏好和资金策略,而不是直接给出买卖答案。散户真正要做的,是把这些信息转化成对自己仓位管理的提醒。
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