It been one of my goals 20 years back and, sadly, I have yet to achieve it.

Creating wealth isn't about luck or inheriting a fortune—it's about cultivating habits that lead to financial success. According to Malik S. Lee, a seasoned financial planner with 15 years of experience advising affluent clients, the wealthiest individuals share three key habits that have significantly contributed to their financial freedom. Here’s how you can emulate these practices to create your own path to wealth: Prioritize Savings as Your Biggest Expense Contrary to the common portrayal of the wealthy flaunting lavish lifestyles with luxury cars and grand mansions, their most significant annual expense is often their savings. Lee highlights that his most successful clients consistently save at least 25% of their total income each year. While most financial advisors recommend saving 1

🔥🪭💰Fanning the Flames of Freedom: A Fiery Quest for Financial Independence 💰🪭🔥 Picture this: I'm lounging on a beach, sipping a Piña Colada🍹, and my biggest worry is whether to take a nap now or in ten minutes. That's the dream, right? FIRE (Financial Independence, Retire Early) is the sizzling trend everyone's talking about, and I'm ready to fan those flames into a full-blown inferno of freedom. Is FIRE my goal? Absolutely! Who wouldn't want to escape the 9-to-5 grind for a life where I can finally immerse myself in my interests like tracing my ancestry, mastering the art of face reading like a seasoned psychic, dominating the stock market like a Wall Street wizard, and stay perpetually informed like a caffeine-fuelled journalist? Imagine having the time to enter every Tiger competition,

The pursuit of Financial Independence, Retire Early (FIRE) has become a popular goal for many. However, as with any investment journey, there are significant pitfalls to avoid. Seasoned investors emphasize the importance of adhering to three critical "don'ts" to safeguard your wealth and foster a sound money mindset. 1. Don’t Entrust Your Wealth Lightly Building wealth is challenging, but losing it can be all too easy. Blind trust is a major factor in rapid financial loss. Benjamin Graham, the "father of value investing," advised decades ago: never let anyone manage your business unless you can thoroughly monitor and understand their actions, or you have strong reasons to trust their character and abilities. Many who have lost money in financial products failed to heed this advice—they nei

FIRE- Financially Independent, Retire Early- used to be my goal when I was younger. I wondered very early on in my life, "How can 20% of my salary be able to pay for 100% of my 20-30 years of retirement life with inflation and all?" My answer to that was FIRE. I worked very hard and I saved a lot, so much so that I ate one meal a day and slept about 4 hours daily. I took it to the extreme. Now, about 10 years later, I realize the toil it has taken on my body and mind. I am paying for that now. It didn't go very well either, there were times when I had high ticket impulse purchases from all the curbing of purchases that were always followed by regrets and guilt about how that could have went towards maybe $2 in interest in a year (We had low interest rates last time.) I lost friends because

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FIRE- Financially Independent, Retire Early- used to be my goal when I was younger. I wondered very early on in my life, "How can 20% of my salary be able to pay for 100% of my 20-30 years of retirement life with inflation and all?" My answer to that was FIRE. I worked very hard and I saved a lot, so much so that I ate one meal a day and slept about 4 hours daily. I took it to the extreme. Now, about 10 years later, I realize the toil it has taken on my body and mind. I am paying for that now. It didn't go very well either, there were times when I had high ticket impulse purchases from all the curbing of purchases that were always followed by regrets and guilt about how that could have went towards maybe $2 in interest in a year (We had low interest rates last time.) I lost friends because

Who wouldn't want to live the FIRE (Financial Independence, Retire Early) lifestyle? Most employees share a common dream: TO SAY "Sorry Boss, I don't want to work anymore!" This dream saying "Sorry Boss, I Don't Want to Work" echoes the sentiments of countless workers, but in reality, the need to earn a living forces many to continue their grind reluctantly. While money isn't everything, living without it is impossible. Essential household items like rice, oil, salt, and tea all come at a cost. The hardship of working often stems not from the workload itself but from the mental exhaustion of dealing with people and situations. Achieving FIRE Returning to the FIRE lifestyle—achieving financial independence and early retirement is not an impossible feat, but it requires concrete action,

If you don't plan adequately for retirement, you might find yourself with little or no wealth when you retire. Without a retirement plan during your working years, you could face the worst-case scenario. Why People Lack Motivation to Plan for Retirement 1. Financial Illiteracy Many avoid planning for retirement simply because they don't want to learn about finance. This lack of knowledge can hinder our ability to save and invest for the future. Experts often highlight poor financial decisions as a major cause of retirement crises. The situation worsens when individuals, lacking financial literacy, withdraw their professionally managed pension funds and manage them on their own, often leading to economic hardship post-retirement. 2. Spending Retirement Funds Quickly If savings are treated a

Wow crazy net worth for Nvidia employees. If I were one of them, I will continue to work  and accumulate more employee share offer scheme, and gain more shares haha. By that time, my basic salary is basically my side income. Cool. Well, it is really important to choose the right company in order to boost your wealth. 🤑🤑🤑 Also, I think many of them continue to work because they are still young. It will be super boring if you quit your job and do nothing at home. How do you think? @TigerStars @CaptainTiger @Tiger_comments @Daily_Discussion

🌟🌟🌟There is  new paradigm.  Ultimate Flex Is Freedom!  Time Freedom!  Location Freedom! Financial Freedom!  Freedom and Health are the new status symbols.  It used to be a Nice Car, a Nice House and a Degree!  That is passe or out of fashion. FIRE - Financial Independence Retire Early is more than just having lots of money.  It is more about how precious our time is, how little of it we have.    Life is not worth wasting away by working over 40 hours a week for the rest of our lives, just so we can have enough money to buy material possessions. Once I realise this, I find that it is not too difficult to live on less and retire early.   So I look at ways to reducing my living expenses, find ways to increase inco

If I were a $NVIDIA Corp(NVDA)$ employee who had received stock options now worth $20 million, my perspective would shift from just being an employee to a stakeholder. I would still work hard, but now with a sense of ownership and a legacy to build. I can take a step back, recharge, and come back refreshed to contribute to NVIDIA's continued success & motivated by a desire to see the company thrive. It's like winning the lottery, but better!

perhaps I will continue to work but this time I do not work because I need to but to pass time [Grin] [Grin] [Grin] good to keep oneself occupied and mingle with society... @LMSunshine @GoodLife99 @Shyon @Aqa @TigerGPT @koolgal @Shyon @Aqa @Universe宇宙

perhaps I will continue to work but this time I do not work because I need to but to pass time [Grin]  [Grin]  [Grin]  good to keep oneself occupied and mingle with society... @LMSunshine @GoodLife99 @Shyon @Aqa @TigerGPT @koolgal @Shyon @Aqa @Universe宇宙

While most would agree that planning for retirement is important, it’s curious that many still don’t feel an urgency to complete their retirement plans. This is likely because retirement seems like a distant event. However, the reality is that retirement might come sooner than we expect. The adage, “People don't plan to fail, they fail to plan,” serves as a good reminder.  Our retirement future needs planning now. Everyone needs a proper retirement plan and action to avoid unpleasant surprises in the future. What myths delay us from planning for retirement? Myth 1: My Kids Will Take Care of Me In the past, elderly parents often lived with their adult children after retirement. However, with rising living costs, some children might struggle to support their families, let alone elderly