To The Moon

accumulate OCBC follow by UOB and DBS

Singapore’s second-largest bank, Oversea-Chinese Banking Corporation (OCBC), has reported a smaller-than-expected rise in fourth-quarter profit, citing expectations of moderated loan growth in 2025. Alongside this, OCBC unveiled a S$2.5 billion capital return, but it remained the only Singapore bank to miss analysts' forecasts in what was otherwise a strong earnings season for local banks. In contrast, DBS Group Holdings (DBS) and United Overseas Bank (UOB) exceeded expectations, delivering multi-billion capital return packages. Their strong financial performance propelled their share prices to record highs, reinforcing their positions as dominant players in Singapore’s banking sector. Should Investors Buy Singapore Bank Stocks Now? Personally, I won’t be buying Singapore bank stocks at cu

DBS's earnings are expected to be better than OCBC's, with a more positive outlook going forward. DBS Earnings Performance - DBS reported a 6% increase in core quarterly profit, missing expectations due to higher provisions for bad debt charges. - However, DBS's net profit was still higher than OCBC's, reaching S$973 million. - DBS's recent first-quarter results exceeded expectations, with net profit jumping 15% from the same period a year earlier to S$2.96 billion. - DBS expects net profit to grow this year, exceeding last year's record result. OCBC Earnings Performance - OCBC beat analysts' forecasts by posting an 8% rise in quarterly profit, helped by strong loan growth. - OCBC's net profit reached S$715 million. Outlook Going Forward for DBS  - DBS is expected to maintain its stro

Dbs and uob will always outperform 

Share prices of the three Singapore banks $DBS Group Holdings(D05.SI)$ $ocbc bank(O39.SI)$ and $UOB(U11.SI)$ are at their all time high for years and investors are still confident with them. Such confidence is fueled by a number of reasons. The interest rate is likely to be “higher for longer”. The U.S. harsh tariffs policies will prove inflationary and the Fed will be forced to hold rates higher for longer. The 3 banks will benefit from higher net interest income. These 3 banks have also projected double digit growth of their non-interest income to boost their total income. The trio of banks also have excess capital in multi-billions to give out higher div

SG Banks worth buying       $ocbc bank(O39.SI)$ dropped 2% today following the release of its earnings report. While OCBC remains a top performer, its rivals performed better. Despite announcing a S$2.5 billion capital return, the details were less attractive compared to its competitors. @Shyon @Aqa @SPACE ROCKET @

SG Banks worth buying $ocbc bank(O39.SI)$ dropped 2% today following the release of its earnings report. While OCBC remains a top performer, its rivals performed better. Despite announcing a S$2.5 billion capital return, the details were less attractive compared to its competitors. @Shyon @Aqa @SPACE ROCKET @

All 3 bank in SG$DBS Group Holdings(D05.SI)$  $UOB(U11.SI)$  $ocbc bank(O39.SI)$   is good to invest. One up and another down also won't affect much of your portfolio. So long invest in long run and best in pocket in all the dividends payouts @TigerEvents @Fenger1188 @HelenJanet @SR050321

single digit growth only is a bummer for OCBC, adding to it the relatively weak guidance for the upcoming quarters isn't helping it's cause. DBS on the other hand appears to be the much stronger performing asset. Furthermore, them looking ahead to the future and recognizing the AI trend throughout the world and reacting to it, is a good look for DBS. I think DBS is the best play here, probably followed by UOB and OCBC being a distant third. $ocbc bank(O39.SI)$ $DBS Group Holdings(D05.SI)$ $UOB(U11.SI)$

Dbs has always been the more consistent performer among the 3 banks and had rewarded its shareholders handsomely last year. I was really anticipating OCBC to do well but its dividend was really underwhelming. So I would say DBS is the winner for the first half of 2025

OCBC and UOB is very stable and good for long term. can buy for dividend.

As to which bank is worth buying is dependent on whether you are currently holding any one of them. If you are holding 3 of them, then DCA them will not be an issue - unless you bought them ATH. I don’t think AI will be able to replace human workers. In my department, we were told to use copilot to summarise our technical worker. 🤦‍♀️. I think our manual summarisation is better off than AI. If AI is able to replace my work, then I will see my golden handshake very soon. Unfortunately, it is not that intelligent to do so. 😓🫣🤦‍♀️ Good bye to , I just have to continue working until the day company doesn’t want me. 🤭😂

I believe is long term investment. Right now my OCBC still in green will continue to invest.

With the high interest rates and high loans, I thought all 3 banks would do well. OCBC is really unexpected. I think DBS has been the all time favourite and has been a safe option. However, the CEO is stepping down. I think it would be good to see the new direction first. AI will create a shift in job trends. Repetitive job will be easily replaced by technology and AI. However, there will be more people employed in areas that require technology related skills such as redesigning related work processes, cybersecurity, AI-assisted processes that enhance the bank-customer relationship and service. @Success88 @Fenger1188 @Universe宇宙

DBS is the best so far based on ROE. OCBC however, with a dividend yield of 5% looks a little attractive but with risks of a further drop in price and average performance. While all 3 banks are good dividend yield plays, do note that is it because of the high interest rate environment spurred by the Fed. If interest rates cut, then the NIM will drop and so will earnings. As for AI, it will become a great partner for most jobs and it will take over some jobs. However, some roles will be irreplaceable. E.g. can you imagine an AI MP, PM or President? Let me know what you think. @daz88888888 @LMSunshine @melson

$ocbc bank(O39.SI)$ dropped 2% today following the release of its earnings report. While OCBC remains a top performer, its rivals performed better.For the full year 2024, the bank's net profit reached S$7.59 billion, an 8% yoy increase. However, Q4 net profit was S$1.69 billion, a 4% yoy increase, which missed analysts’ expectations of S$1.81 billion (a 6.6% miss), making OCBC the only one of Singapore’s three major banks to fall short of expectations. This stands in stark contrast to $DBS Group Holdings(D05.SI)$ (+10% met expectations) and $UOB(U11.SI)$ (+9% exceeded expectations).For the full year, net interest income hit a record high of S$9.76 billion (

$ocbc bank(O39.SI)$  yes huat ah.  Ocbc is the cheapest bank stock in sg to hold and imho is the most rewarding and stable. Hold it for capital appreciation and great dividends. Better than putting money inside the bank. Just buy the stocks as if u would buy an etf...dollar cost average! Great retirement stock. Blue chip indeed! Huat to those holding OCBC!

$SIA(C6L.SI)$   5 pax managed to board the aircraft.   

$DBS Group Holdings(D05.SI)$ managed to onboard this year, thinking of continue buying or get $ocbc bank(O39.SI)$  What is your thoughts?   

$ocbc bank(O39.SI)$  The results don’t seem very promising to me. Feeling a bit down. 😢 I just purchased 6,000 shares yesterday at $17.68... The performance is mostly being dragged down by GEH. Well, let’s see how things unfold when the market opens. On the bright side, the dividend looks decent at $0.41 + $0.16 special dividend (Note : this $0.16 is 10% of the full-year net income, not half year income).  So, for next year, FY2025, the forward dividend could be approximately $0.41 + $0.41 + $0.16 = $0.98, unless their insurance business turn around.   That’s only a 5.5% yield on the shares I bought yesterday. A few tears are welling up—looks like I’ll be facing some paper losses today.

Singapore’s second-largest bank, Oversea-Chinese Banking Corporation (OCBC), has reported a smaller-than-expected rise in fourth-quarter profit, citing expectations of moderated loan growth in 2025. Alongside this, OCBC unveiled a S$2.5 billion capital return, but it remained the only Singapore bank to miss analysts' forecasts in what was otherwise a strong earnings season for local banks. In contrast, DBS Group Holdings (DBS) and United Overseas Bank (UOB) exceeded expectations, delivering multi-billion capital return packages. Their strong financial performance propelled their share prices to record highs, reinforcing their positions as dominant players in Singapore’s banking sector. Should Investors Buy Singapore Bank Stocks Now? Personally, I won’t be buying Singapore bank stocks at cu

DBS's earnings are expected to be better than OCBC's, with a more positive outlook going forward. DBS Earnings Performance - DBS reported a 6% increase in core quarterly profit, missing expectations due to higher provisions for bad debt charges. - However, DBS's net profit was still higher than OCBC's, reaching S$973 million. - DBS's recent first-quarter results exceeded expectations, with net profit jumping 15% from the same period a year earlier to S$2.96 billion. - DBS expects net profit to grow this year, exceeding last year's record result. OCBC Earnings Performance - OCBC beat analysts' forecasts by posting an 8% rise in quarterly profit, helped by strong loan growth. - OCBC's net profit reached S$715 million. Outlook Going Forward for DBS  - DBS is expected to maintain its stro

The Singapore stock market rarely lacks drama, and the latest earnings season has certainly provided its fair share. Two major players—Genting Singapore and Seatrium—saw their stocks dip following their financial reports, while Singapore Airlines (SIA) posted robust earnings. The key question now: is this a dip-buying opportunity, or is capital better deployed elsewhere? Global travel and investment—where aviation meets financial ambition Genting Singapore: A Weak Hand or a Winning Bet? $Genting Sing(G13.SI)$, the operator of Resorts World Sentosa, reported a 34% drop in second-half net profit, falling to S$222 million. At first glance, this may seem like a cause for concern. However, gaming revenue actually rose 26% quarter-on-quarter (QoQ), th

Singapore shares rallied this week amid regional gains and a flurry of earnings reports, with the $STI(STI.SI)$ slightly up 1.35% in the last five trading days. $Sri Trang Gloves(STG.SI)$ rose 28% this week; $Alibaba HK SDR 5to1(HBBD.SI)$ rose 14%; $Tencent HK SDR 10to1(HTCD.SI)$, $Pacific Century(P15.SI)$ rose 9% weekly.Market NewsSri Trang Gloves Back in the Black with 556.7 Million Baht in Q4 Net Profit $Sri Trang Gloves(STG.SI)$ posted a net profit of 556.7 million baht (S$22.1 million) in the fourth quarter ended Dec

$ocbc bank(O39.SI)$ dropped 2% today following the release of its earnings report. While OCBC remains a top performer, its rivals performed better.For the full year 2024, the bank's net profit reached S$7.59 billion, an 8% yoy increase. However, Q4 net profit was S$1.69 billion, a 4% yoy increase, which missed analysts’ expectations of S$1.81 billion (a 6.6% miss), making OCBC the only one of Singapore’s three major banks to fall short of expectations. This stands in stark contrast to $DBS Group Holdings(D05.SI)$ (+10% met expectations) and $UOB(U11.SI)$ (+9% exceeded expectations).For the full year, net interest income hit a record high of S$9.76 billion (

$Seatrium Ltd(5E2.SI)$ have not been giving much confidence to investors for most of 2024, after we saw Seatrium Limited, formed in 2023 through the merger of Sembcorp Marine and Keppel Offshore & Marine. It has emerged as a global leader in offshore and marine engineering. With expertise spanning oil and gas, renewables, and cutting-edge marine technology, Seatrium is uniquely positioned to capitalize on the global energy transition. I would think that for investors seeking exposure to sustainable infrastructure and maritime innovation, we could look at Seatrium as it offers compelling opportunities but also considering the risks, I would think both are worth evaluating. Riding the Green Energy Wave The global shift toward renewable energy

$UOB(U11.SI)$ reached an all-time high today after releasing its earnings report but later closed down 0.2%. Over the past eight quarters, UOB has posted gains on earnings day only twice.data from bloombergNII Beats Plus $2 Billion Buyback: Management Boosts Market ConfidenceRevenue miss: SGD 3.461 billion, missing the estimated SGD 3.587 billion (missed by 3.51%), up 1.5% YoY.data from bloombergNet Income beats: SGD 1.52 billion, beating Bloomberg’s estimate of SGD 1.48 billion, up 1.54% YoY.Net Interest Income beats 3%: SGD 2.451 billion, exceeding the expected SGD 2.378 billion (beat by 3.08%), continuing a modest growth trend over the past four quarters.Final dividend of SGD 0.92 per share and a special dividend of SGD 0.50 per share, to be

🟩 🦖 Are you considering OCBC stock at $17? Join Iggy on The Investing Iguana as we break down this hot topic packed with insights for investors. Whether you're looking for stable dividends, navigating ASEAN growth markets, or making savvy investment decisions, this video is your go-to guide! $ocbc bank(O39.SI)$ ✨ Shedding light on OCBC's bold moves in Southeast Asia and its digital transformation, we explore how the bank is adapting to modern banking trends while offering a strong 5.4% dividend yield. Discover how OCBC stacks up against DBS and UOB, and why its 10.4x PE ratio makes it a potential value pick. But it’s not all smooth sailing—regional risks, interest rate shifts, and digital disruptors are factors to consider before adding OCBC to

$SIA(C6L.SI)$ Singapore Airlines (SIA), a leading global carrier, is scheduled to announce its third-quarter earnings for the fiscal year ending March 2025 on February 20, 2025, before market opening. As at time of writing on February 19, 2025, the stock is trading at S$6.40. Analyst Expectations Analysts project a core net profit of S$550 million to S$600 million for the October-December 2024 quarter (3QFY3/25F), marking an improvement from the S$367 million average per quarter in the first half of FY25. This positive outlook is attributed to several key factors: Decline in Jet Fuel Prices: A reduction in fuel costs is expected to enhance profitability. Seasonal Passenger Demand: The holiday season typically boosts passenger traffic and yields.

$Genting Sing(G13.SI)$, a leading integrated resort and casino operator, is set to announce its fourth-quarter earnings on February 20, 2025, before market opening. As of February 17, 2025, the stock is trading at S$0.78. Analyst Expectations Analysts forecast a modest earnings per share (EPS) of S$0.02 for Q4 2024, a slight increase from the S$0.01 reported in the same quarter last year. Key Drivers Positive Factors: New Attractions: The recent opening of the Minion Land at Universal Studios Singapore on February 14, 2025, is expected to boost visitor numbers and spending. Stable Gaming Revenue: The casino segment continues to perform well, contributing significantly to overall revenue. Negative Factors: Economic Uncertainty: Global economic ch

The board of United Overseas Bank (UOB) has announced a S$3 billion plan to distribute residual capital over the next three years, aiming to reduce excess capital.The bank proposed a special dividend of S$0.50 per share in two tranches in 2025—distributing S$800 million of UOB's residual capital.The company also introduced a S$2 billion share buyback program to repurchase shares from the open market and cancel them over the next three years.UOB reported on Wednesday (February 19th) that its net profit for the fourth quarter ending December 31, 2024, was S$1.52 billion, an 8.6% increase from S$1.4 billion in the same period last year.UOB CEO Wee Ee Cheong said at the bank's fourth-quarter earnings briefing on Wednesday, "Our disciplined approach to pursuing long-term growth in a steady mann

The Singapore Exchange (SGX) is a key player in the Southeast Asian financial market, and its performance is closely tied to the overall economic health of the region. While the SGX itself is expected to continue its growth trajectory, the outlook for specific companies listed on the exchange varies depending on their industry and individual circumstances. Seatrium: A Bullish Outlook Seatrium Limited (SGX: S51), formerly known as Sembcorp Marine, has recently undergone a merger with Keppel Offshore & Marine Limited. This merger has created a leading provider of comprehensive engineering solutions for the global marine, energy, and offshore industries.  Analysts are bullish on Seatrium's stock, anticipating that its significant contract backlog will contribute to enhanced earnings

🟩 🚀 **Singapore Budget 2025: Boosting DBS, OCBC & UOB Stocks!** Join Iggy on the Investing Iguana channel as we dive into how Singapore's Budget 2025 is shaking up the financial scene and boosting DBS, OCBC, and UOB stocks. This video is packed with insights for investors like you, shedding light on the game-changing tax rebates, grants, and household benefits powering these banking giants. Whether you're looking to make smarter investment decisions or understand the economic strategies shaping Singapore, this breakdown has you covered. 💡 **What's Happening?** - Budget 2025 offers a 50% corporate tax rebate (up to SG$40,000) and SG$2,000 grants, giving businesses the cash flow boost they need. - Households are stepping up with SG$800 CDC vouchers and utilities rebates of up to SG$760,

Question 1: Will SIA and Genting Singapore Benefit from the Tourism Industry? Yes, but with risks. -SIA (Singapore Airlines) Tailwinds: Surging air travel demand (Asia-Pacific int'l traffic at ~90% of pre-pandemic levels), premium cabin demand, and elevated cargo rates. Strategic partnerships (e.g., Air India) expand reach. Risks:High fuel costs, potential overcapacity in regional markets (e.g., Chinese airlines), and geopolitical tensions disrupting routes. Genting Singapore (Resorts World Sentosa): Tailwinds:Strong return of Chinese tourists (post visa relaxations), luxury-focused offerings, and non-gaming revenue (events, attractions). Singapore’s "tourism tax" reinvestment boosts infrastructure. Risks: Regional competition (Macau, Thailand casinos), slower-than-expected Chinese sp

Seatrium also has shipyard assets in Texas, USA and could see some order wins from the US’s push to move some manufacturing back into the country, despite the investment required and its complexities. Seatrium has a proven track record, having previously delivered a Jones-act compliant Wind Turbine Installation Vessel. The Jones Act requires that all vessels transporting goods within the United States must be USA-documented, owned, crewed, and built, making Seatrium’s experience highly valuable. With its latest results, Seatrium has now shown that it can deliver on all 4 of its key priorities and deliver value to its long-suffering shareholders. We have voiced our concerns multiple times about the long-term nature of Seatrium’s projects, which subject investors to tail-end risks. This is t

Next week will be a crucial earnings period for SGX-listed companies. Several key players will report their financial results, giving investors a clearer picture of their performance. February 19: UOB February 20: SIA, Wilmar, Genting Singapore February 21: Seatrium, SATS DBS has already kicked off earnings season with impressive results this week, setting the tone for the banking sector. DBS Group Holdings (D05.SI) Will UOB Follow in DBS’s Footsteps? DBS and UOB have similar business models, focusing heavily on lending, wealth management, and regional expansion. Given that DBS reported strong earnings, there’s reason to be optimistic about UOB’s performance as well. However, each bank has its own unique risk exposure, so it remains to be seen whether UOB can match DBS’s strong results. In

$iShares MSCI Singapore ETF(EWS)$   In a world of elevated valuations and uncertain growth prospects, Singapore's banking sector stands out as a rare combination of growth, value, and income. Despite strong performance over the past year, several structural factors suggest there's more room to run. Here's why global investors are increasingly turning their attention to Singapore, particularly its three banking giants: DBS, OCBC, and UOB. Attractive Valuations in an Expensive World Let's start with the numbers that catch every value investor's eye. Singapore's big three banks currently trade at price-to-earnings (PE) ratios between 10-11x while offering dividend yields of 5-6%. To appreciate how attractive these valuations are, let's look at th

$DBS Group Holdings(D05.SI)$ has once again made headlines, reaching a record high on Monday following its strong Q4 earnings report and an upgraded 2025 net interest income (NII) outlook. Singapore’s largest bank now expects 2025 NII to slightly exceed last year’s S$15.04 billion, contradicting its previous projection that NII would remain flat. This bullish guidance, combined with a dividend capital return plan, has fuelled investor optimism and propelled DBS stock to new heights. But the key question now is: Can DBS sustain this rally, and will $ocbc bank(O39.SI)$ and $UOB(U11.SI)$ follow suit? Breaking Down DBS’s Strength: Why Is It Soaring? Several fac

$ocbc bank(O39.SI)$  The results don’t seem very promising to me. Feeling a bit down. 😢 I just purchased 6,000 shares yesterday at $17.68... The performance is mostly being dragged down by GEH. Well, let’s see how things unfold when the market opens. On the bright side, the dividend looks decent at $0.41 + $0.16 special dividend (Note : this $0.16 is 10% of the full-year net income, not half year income).  So, for next year, FY2025, the forward dividend could be approximately $0.41 + $0.41 + $0.16 = $0.98, unless their insurance business turn around.   That’s only a 5.5% yield on the shares I bought yesterday. A few tears are welling up—looks like I’ll be facing some paper losses today.

$Wilmar Intl(F34.SI)$   Wilmar is my largest stock holding. As a Fortune 500 company and a global leader in agricultural products, Wilmar has a significant presence in China and India, where it plays a key role in feeding large populations.  The relatively slow pace of technological change in the agricultural sector suggests that Wilmar's business model is unlikely to become obsolete in the future. While profit margins, particularly in China, have been under pressure in recent years due to macroeconomic headwinds, there are signs of gradual improvement.