To The Moon

Risk vs. Reward is the reason we create a portfolio of personal investments. It is a collection of stocks, funds, bonds, assets and cash. Our money in CPF is as good as cash free of risk, but with only 2.5% annual interest earned. To combat rising inflation and prevent from losing value over time, money needs to be invested in alternatives for higher returns. One such alternative is stocks. $DBS(D05.SI)$ is the best here with solid balance sheets, resilient business model and disciplined capital management. $CapLand Ascendas REIT(A17U.SI)$$Mapletree Log Tr(M44U.SI)$ and $Frasers Cpt Tr(J69U.SI)$ are reits with

My top picks are DBS and UOB for passive income!

Mapletree logistics offers quarterly payout at an entry point that is affordable to many. DBS is costly even though if it pays quarterly. HR Net is very affordable despite paying semi-annually. so there are the pros and cons for everyone of them.

Presently have too many REITs (worrying about int rate hikes), also nibble a little DBS stock so left with HRnet the only choice. But why Tiger choose this? When economy going down, would this HRnet able to sustain the employment growth & drive it up further?

These stronger names tend to share key traits: solid balance sheets, resilient business models, and disciplined capital management. If you’re looking to beat that 2.5% baseline, here are five worth keeping on your radar.

These stronger names tend to share key traits: solid balance sheets, resilient business models, and disciplined capital management. If you’re looking to beat that 2.5% baseline, here are five worth keeping on your radar.

If had to pick just one from the list, DBS is the no.1 choice now for steady passive income.

no. 5 is HRnetGroup but your photo says SIA Engineering lol

no. 5 is HRnetGroup but your photo says ST Engineering lol

1.Top 10 Traded Stocks/ETF/SDR by Value $DBS(D05.SI)$ $OCBC Bank(O39.SI)$ $ST Engineering(S63.SI)$ $UOB(U11.SI)$ $CapLand Ascendas REIT(A17U.SI)$ $CapLand IntCom T(C38U.SI)$ $SGX(S68.SI)$ $Singtel(Z74.SI)$ $AEM SGD(AWX.SI)$ $YZJ Shipbldg SGD(BS6.SI)$ 2.Stocks/ETF/SDR Hit 52-week High $AEM SGD(AWX.SI)$

parkway reit

Entry price is more important than dividend rate.

I am relatively new to investment and only have 1 out of the 5 stock mentioned. DBS is definitely one to keep and accumulate over time. For the rest, would holding of SREIT be more efficient?

🌟🌟Choosing between the 2.5% CPF OA guarantee & a 5%+ dividend yield from the likes of DBS or a Mapletree REIT is like choosing between a reliable Kopi-O & an XO cognac. The Risk: Market volatility in 2026 is real. A 5% yield looks great until the share price drops 10% turning your passive income into a passionate prayer for recovery. The Reward: With inflation going up, a 2.5% can feel like you are running on a treadmill that is slowly moving backward.  Crossing that 5% threshold is how you actually build wealth that outpaces the cost of inflation. My Top Pick?  It is DBS for passive income. Why? While Capitaland Ascendas & Mapletree Logistics are kings of the REIT world, they are sensitive to interest rate hikes. DBS however is a cash printing machine. It has the sc

cpf. dbs

1. 2,5 percent interest rate is below the risk free rate for interest payments 2. The equity investment in dbs has a higher expected return than reits and other property holding groups 3. Dbs group is growing and can increase earnings and payments to shareholders

I have 3 of them, monthly gd cash flow.

I love $DBS(D05.SI)$ and the other 2 banks good yield

For many Singaporeans, the CPF Ordinary Account’s 2.5% interest rate remains a reliable safety net—offering government backing, full capital protection, and no market volatility.But if your goal is higher passive income, relying solely on CPF OA may be too conservative. Some SGX-listed dividend stocks are currently yielding above 5%, offering a potential step-up in returns.These stronger names tend to share key traits: solid balance sheets, resilient business models, and disciplined capital management. If you’re looking to beat that 2.5% baseline, here are five worth keeping on your radar.1. DBS Group Holdings ( $DBS(D05.SI)$ )Dividend Yield: 5.6% (Over 2x CPF OA rate)The Catalyst: Reported a record S$11 billion net profit for FY25. A robust 17.

still love DBS - knowingly the best bank in Asia $DBS Group Holdings(D05.SI)$

For many Singaporeans, the CPF Ordinary Account’s 2.5% interest rate remains a reliable safety net—offering government backing, full capital protection, and no market volatility.But if your goal is higher passive income, relying solely on CPF OA may be too conservative. Some SGX-listed dividend stocks are currently yielding above 5%, offering a potential step-up in returns.These stronger names tend to share key traits: solid balance sheets, resilient business models, and disciplined capital management. If you’re looking to beat that 2.5% baseline, here are five worth keeping on your radar.1. DBS Group Holdings ( $DBS(D05.SI)$ )Dividend Yield: 5.6% (Over 2x CPF OA rate)The Catalyst: Reported a record S$11 billion net profit for FY25. A robust 17.

1.Top 10 Traded Stocks/ETF/SDR by Value $DBS(D05.SI)$ $OCBC Bank(O39.SI)$ $ST Engineering(S63.SI)$ $UOB(U11.SI)$ $CapLand Ascendas REIT(A17U.SI)$ $CapLand IntCom T(C38U.SI)$ $SGX(S68.SI)$ $Singtel(Z74.SI)$ $AEM SGD(AWX.SI)$ $YZJ Shipbldg SGD(BS6.SI)$ 2.Stocks/ETF/SDR Hit 52-week High $AEM SGD(AWX.SI)$

🌟🌟🌟On 10 March 2026, DBS $DBS(D05.SI)$  brushed off the global gloom with a defiant 2.47% to SGD 55.65.  While the world watches the Middle East with bated breath, Singapore's banking giants are showing exactly why they are the safe haven of South East Asia. The Battle of the Big 3 Banks  DBS is the undisputed income leader.  With a 5.9% forward yield, DBS currently offers a significant yield premium over $OCBC Bank(O39.SI)$  at 4.75% and $UOB(U11.SI)$  at 5.1%. DBS management has committed to an extra SGD 0.15 per quarter dividend thro

$DBS(D05.SI)$ $OCBC Bank(O39.SI)$ $UOB(U11.SI)$ Singapore's Big Three banks just dropped their FY2025 bombshells, revealing a mixed bag of misses that have shares tumbling amid lower interest rates and global trade jitters biting hard. 😤 DBS, the "Dividend King," clocked S$11 billion profit but dipped 3% year-over-year, missing Q4 estimates despite a jaw-dropping 38% payout boost that locked in yields at 4.2% for loyal holders. OCBC held toughest with S$7.4 billion profit down just 2%, buoyed by record wealth management income surging 25% on high-net-worth inflows, but cautious 2026 guidance on NIM squeezes capped the cheer. UOB took the hardest hit with S$

Risk vs. Reward is the reason we create a portfolio of personal investments. It is a collection of stocks, funds, bonds, assets and cash. Our money in CPF is as good as cash free of risk, but with only 2.5% annual interest earned. To combat rising inflation and prevent from losing value over time, money needs to be invested in alternatives for higher returns. One such alternative is stocks. $DBS(D05.SI)$ is the best here with solid balance sheets, resilient business model and disciplined capital management. $CapLand Ascendas REIT(A17U.SI)$$Mapletree Log Tr(M44U.SI)$ and $Frasers Cpt Tr(J69U.SI)$ are reits with

🌟🌟Choosing between the 2.5% CPF OA guarantee & a 5%+ dividend yield from the likes of DBS or a Mapletree REIT is like choosing between a reliable Kopi-O & an XO cognac. The Risk: Market volatility in 2026 is real. A 5% yield looks great until the share price drops 10% turning your passive income into a passionate prayer for recovery. The Reward: With inflation going up, a 2.5% can feel like you are running on a treadmill that is slowly moving backward.  Crossing that 5% threshold is how you actually build wealth that outpaces the cost of inflation. My Top Pick?  It is DBS for passive income. Why? While Capitaland Ascendas & Mapletree Logistics are kings of the REIT world, they are sensitive to interest rate hikes. DBS however is a cash printing machine. It has the sc

🌟🌟🌟The Year of the Fire Horse has just delivered a classic Black Swan event.  As of March 2, the Straits Times Index (STI) had slid to 4,890, dragged down by a 5.9% plunge in SATS and a 4.7% drop in Singapore Airlines.  While the weak hands are panic selling at the worst possible moment, I am standing there with a bucket, ready to be greedy while others are fearful. The Banking Bastion: DBS at SGD 55 is a Wonderful Price  JPMorgan's SGD 70 target price for DBS:  When a titan like JPMorgan sets a target price for $DBS(D05.SI)$  it is not looking at the current headlines.  It is looking at the structural earnings power of DBS.  JPMorgan believes that DBS is transitioning from a regi

$Straits Times Index(STI.SI)$ Buckle up, investors! The Straits Times Index took a nasty hit today, plunging 2.2% to close at 4,883 amid escalating US-Iran tensions that's got oil spiking and everyone scrambling for safe havens like gold and Treasuries. 😱 But hey, is this the perfect storm for a buy-the-dip frenzy? With banks like DBS sliding to $55.63 (down 2.6%), airlines getting hammered, and defense plays like ST Engineering bucking the trend with a solid 2.8% gain, there's rotation happening faster than you can say "geopolitical chaos." Let's dive deep into why this dip might be your golden ticket – or a trap to avoid. 🚀 First off, the big picture: Oil's up a whopping 6.6% to $71.46 per barrel thanks to strikes disrupting crude flows throug

The year 2026 started off strong, but recent geopolitical tensions sent the three major banks sliding. Surprisingly, $DBS(D05.SI)$ , has become this year’s laggard—down 1.2% year-to-date, while $OCBC Bank(O39.SI)$ bucked the trend with a 5.9% gain. In the investment world, a price drop often signals opportunity, especially in dividend yield. Who Has the Stronger Fundamentals? Despite share price pressure, are Singapore banks’ fundamentals really shaken? Let’s review 4Q25 results: OCBC Shines: The only local bank with year-on-year net profit growth (+3.4%) in 4Q25. Non-interest income performed well, and net interest margin (NIM) also rebounded. DBS Under Pressure: Net profit fell 10.5% YoY, mainly due

I’ve been looking at DBS (SGX: D05) recently. It’s a classic "boring but brilliant" story. While the current price action might look shaky to the uninitiated, for long-term investors, this recent pullback isn't a signal to panic; it's an opportunity to accumulate. Here is my professional breakdown of why DBS remains a core holding and a prime candidate for Dollar-Cost Averaging (DCA) right now. 1. The "Falling Knife" vs. The "Blue-Chip Sale" Yes, the stock is currently falling. But we need to differentiate between structural decline and profit-taking/correction. · Context is key: In many cases, when a blue chip of this caliber drops, it’s usually due to macro headwinds (interest rate speculation, global economic fears) rather than a deterioration of the business itself. · The Opportunity:

I’ve been looking at DBS (SGX: D05) recently. It’s a classic "boring but brilliant" story. While the current price action might look shaky to the uninitiated, for long-term investors, this recent pullback isn't a signal to panic; it's an opportunity to accumulate. Here is my professional breakdown of why DBS remains a core holding and a prime candidate for Dollar-Cost Averaging (DCA) right now. 1. The "Falling Knife" vs. The "Blue-Chip Sale" Yes, the stock is currently falling. But we need to differentiate between structural decline and profit-taking/correction. · Context is key: In many cases, when a blue chip of this caliber drops, it’s usually due to macro headwinds (interest rate speculation, global economic fears) rather than a deterioration of the business itself. · The Opportunity:

$UOB(U11.SI)$ $OCBC Bank(O39.SI)$ $DBS(D05.SI)$ Singapore's market is shaking things up big time! The STI just tanked another 2%, dragging the big banks down with it. DBS, OCBC, and UOB all took hits, but DBS is stealing the spotlight—dropping to around $55 SGD and whispering rumors of a slide to $50. Is this the perfect storm to buy the dip, or should you hold your horses for even lower prices? Let's dive deep into the chaos and uncover if now's your golden ticket to riches. 💰🚀 First off, what's fueling this freefall? Global jitters from interest rate tweaks and economic slowdown fears are hammering banks worldwide. For DBS, net interest margins are squeez

🌟🌟🌟The 4.6% drop in UOB $UOB(U11.SI)$  following its earnings release this morning has clearly rattled the market, especially as it follows record highs across the STI Index.  To determine if this is a Buying opportunity or a Bye, we have to look past the headline miss. The Knee Jerk Reaction from the Market  The sell off was likely a reaction to 3 specific unpleasant surprises that the market did not like: Dividend Cut:  The SGD 0.71 final dividend was a 23% drop from last year.  This hurts income seeking investors who were spoiled by DBS's recent generosity. Guidance Trim:  CEO Wee Ee Cheong's more cautious outlook on 2026 fee growth - now in high single digits, suggests the post Cit

🧧🧧🧧The Year of the Fire Horse has officially turned the Straits Times Index (STI) into a global legend!  On 12 February 2026, the impossible happened: the STI crossed the historic 5,000 barrier.  This monumental roar was powered by a stable of star performers that have all hit their own record breaking strides this Lunar New Year. The Star Performers: Champions of the 5,000 Sprint  The Fire Horse doesn't run alone.  It is supported by the strongest 4 Singapore bluechip stocks that the Singapore market has not seen in decades: DBS - The Lion King  $DBS(D05.SI)$ led the charge, recently peaking at an all time high of SGD 60.00.  DBS reported strong FY2025 results on 9 February 2026,

The latest earnings season has wrapped up, and from Singapore to Wall Street, bank stocks have seemingly failed to escape the "sell-on-news" correction. All three SG local banks slumped post-earnings, with UOB hit the hardest, diving 4% in a single day. Is this a necessary risk release, or a golden opportunity to lock in high dividend yields? 1. Interest Rate Anxiety: AI Transformation vs. Operating Costs US Giants ( $JPMorgan Chase(JPM)$ , $Wells Fargo(WFC)$ , $Bank of America(BAC)$ ): The market is being brutally unforgiving. Even Bank of America, which beat expectations, suffered its largest single-day drop since 2020 due to "accelerating costs." While CEOs are

Market Snapshot Singapore stocks opened higher on Tuesday. STI rose 0.3%; Nio up 2%; SIA up 1%; UOB down 4%. Stocks in Focus $UOB(U11.SI)$: The bank’s net profit for the fourth quarter fell 7 per cent on the back of margin pressures from lower benchmark rates, it said on Tuesday. Net profit for the three months ended Dec 31, 2025, came in at S$1.41 billion, compared with S$1.52 billion a year earlier. The bank declared a dividend of S$0.71 per share for the half-year, bringing the full-year dividend to S$1.56 per share. Net interest income fell 4 per cent to S$2.35 billion. Shares of UOB closed 0.5 per cent or S$0.20 higher at S$38.80 on Monday. $OCBC Bank(O39.SI)$: Environmental group Market Forces h

Presently have too many REITs (worrying about int rate hikes), also nibble a little DBS stock so left with HRnet the only choice. But why Tiger choose this? When economy going down, would this HRnet able to sustain the employment growth & drive it up further?

Mapletree logistics offers quarterly payout at an entry point that is affordable to many. DBS is costly even though if it pays quarterly. HR Net is very affordable despite paying semi-annually. so there are the pros and cons for everyone of them.

These stronger names tend to share key traits: solid balance sheets, resilient business models, and disciplined capital management. If you’re looking to beat that 2.5% baseline, here are five worth keeping on your radar.

These stronger names tend to share key traits: solid balance sheets, resilient business models, and disciplined capital management. If you’re looking to beat that 2.5% baseline, here are five worth keeping on your radar.