To The Moon

110-age, where stock and bonds allocation. Remember to diversify your portfolio

$SATS LTD.(S58.SI)$  SATS Soars: Strong Financials, Strategic Expansion, and Commitment to Innovation SATS Ltd., a leading provider of aviation and food solutions, is experiencing positive growth across various aspects of its business. Here's a breakdown of their recent achievements: Financial Performance: SATS reported a significant net profit increase of 89.3% for the third quarter of FY2024 (ended December 31, 2023). This impressive performance signifies a strong recovery in the aviation industry, with flight volumes and demand for aviation food services on the rise. This positive trend aligns with the 28.2% increase in passenger numbers witnessed by Singapore Airlines, a major client of SATS, in February 2024 c

A great topic to think about. When will you turn your equities to cash, at what age? Any planning? Well, conventional wisdom holds that when you hit your 70s, you should adjust your investment portfolio so it leans heavily toward low-risk bonds and cash accounts and away from higher-risk stocks and mutual funds. That strategy still has merit, according to many financial advisors. In terms of how much money you should have in the stock market at a certain age, for example 70 80 90 etc...: That depends on several different factors, ranging from your health and preferred lifestyle to your debt load, net worth, monthly bills, income sources and risk tolerance. One old bit of general wisdom mentioned by this article is that you should subtract your age from 100 to come up with the percenta

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[Happy][Happy]🥬🍤🍉🍓Active Ageing upon retirement - Eat and spend and be merry. One of the easiest to remember and therefore common rules of equities/ cash allocation is holding a percentage of stocks equal to 100 minus one's age. For example, a 60-year-old might hold 40% stocks and 60% cash. I find this sensible because our average age of mortality is still lower than 90. Retirees should eat well and live well. Time to spend the money! [Happy][Happy]

Well.... it depends on your financial needs and where do you think you are on your own financial curve  So long as you are still in wealth growing mode (regardless of your age, I reckon it's a personal choice) then you should keep your money in growing assets like equities. Once you decide that it's time to "take it easy" then perhaps it's wise to turn your equities into cash or annuity plans to allow you to lead a lifestyle of your choice. No need to worry about $$$ anymore.  Even if the stock markets go crazy, it's no longer your concerns. Plan early and plan ahead, cheers *citation, chart is taken from https://www.chiefgroup.com.hk/en/wealth?rl=Menu_Wealth

🌟🌟🌟The word Retirement conjures images of taking things easy and fading into the sunset for some people but not for me. Retirement to me means travelling the world, pursuing hobbies and living the best years of my life!  I would call it an active retirement.  So when will I start to turn Equities into cash for retirement?  The answer really lies with how much I really need to fund my active lifestyle.   Owning Equities especially those that pay great dividends provide a great source of passive income even while I travel the world. My favourite income generating Equities are my Singapore stocks especially the 3 Singapore banks $DBS GROUP HOLDINGS LTD(D05.SI)$  

50-50 is for me then 😊

60 to 65 earliest. need 20 years to get 100% win rate for stocks.

Why leave stock market? There is no retired age in the market. And we still can keep the investment and make the cash flow via shares. As for cash, can plan in advance what needed, how much we needed. 

when I'm closer to retirement or retired I wouldn't want excessive volatility as I wouldn't have the time to ride it out, so yes I'd hold more cash as I approach that age

huft i need tutor, because i newbie and not be can 

Continue trading in retirement if healthy; stop and withdraw from stock account for huge medical payment.

in general, this may be the rule if thumb - "rule of thumb suggests holding a percentage of stocks equal to 100 minus one's age"... I think it would also depend on your risk tolerance. also, depending on your financial health at that point in your life. it's always important to have risk management and ensure that you have  [USD] [USD] [USD] for emergencies. @Shyon @Aqa @GoodLife99

When will you withdraw your money from stock account for retirement? @TigerGPT @LMSunshine @MHh @Shyon @icycrystal @DiAngel @melson @Mrzorro @Aqa @rL @SirBahamut

This is really just a rule of thumb with the general understanding that risk appetite should decrease with increased age. However, everyone should decide for oneself how much risk is acceptable. One can be very young yet hold only a small percentage in stock and higher percentage in bonds if one is uncomfortable with paper losses. It also depends on the macro situation. For example, in the last 2-3 years, bonds and stocks have both gone down and fixed deposits offer fairly reasonable returns of 3-5% annually. In this case, cash is probably better than even bonds. Additionally, not all stocks are the same. Generally, people invest in US stocks for capital gains and SREITs for dividend income. The runway to returns for developing economies tend to be longer than developed markets. Thus, w

As individuals age, it's commonly advised to decrease stock holdings and increase safer assets. A rule of thumb suggests holding a percentage of stocks equal to 100 minus one's age. For instance, a 60-year-old might hold 40% stocks. According to the data from Empower as of October, 2023,Investors in their 20s and retirees over 70s place a higher percentage of their assets in cash (31.5% - 41.7%) than any other age group. $Tiger Brokers(TIGR)$ When will you withdraw your money from stock account for retirement?RewardsLeave your comments and also post to win tiger coins~Every valid comment will get at least 5 tiger coins!The hot and insightful comment will even get hundreds of tiger coins!

This is really just a rule of thumb with the general understanding that risk appetite should decrease with increased age. However, everyone should decide for oneself how much risk is acceptable. One can be very young yet hold only a small percentage in stock and higher percentage in bonds if one is uncomfortable with paper losses. It also depends on the macro situation. For example, in the last 2-3 years, bonds and stocks have both gone down and fixed deposits offer fairly reasonable returns of 3-5% annually. In this case, cash is probably better than even bonds. Additionally, not all stocks are the same. Generally, people invest in US stocks for capital gains and SREITs for dividend income. The runway to returns for developing economies tend to be longer than developed markets. Thus, w

🌟🌟🌟The word Retirement conjures images of taking things easy and fading into the sunset for some people but not for me. Retirement to me means travelling the world, pursuing hobbies and living the best years of my life!  I would call it an active retirement.  So when will I start to turn Equities into cash for retirement?  The answer really lies with how much I really need to fund my active lifestyle.   Owning Equities especially those that pay great dividends provide a great source of passive income even while I travel the world. My favourite income generating Equities are my Singapore stocks especially the 3 Singapore banks $DBS GROUP HOLDINGS LTD(D05.SI)$  

$SATS LTD.(S58.SI)$  SATS Soars: Strong Financials, Strategic Expansion, and Commitment to Innovation SATS Ltd., a leading provider of aviation and food solutions, is experiencing positive growth across various aspects of its business. Here's a breakdown of their recent achievements: Financial Performance: SATS reported a significant net profit increase of 89.3% for the third quarter of FY2024 (ended December 31, 2023). This impressive performance signifies a strong recovery in the aviation industry, with flight volumes and demand for aviation food services on the rise. This positive trend aligns with the 28.2% increase in passenger numbers witnessed by Singapore Airlines, a major client of SATS, in February 2024 c

As individuals age, it's commonly advised to decrease stock holdings and increase safer assets. A rule of thumb suggests holding a percentage of stocks equal to 100 minus one's age. For instance, a 60-year-old might hold 40% stocks. According to the data from Empower as of October, 2023,Investors in their 20s and retirees over 70s place a higher percentage of their assets in cash (31.5% - 41.7%) than any other age group. $Tiger Brokers(TIGR)$ When will you withdraw your money from stock account for retirement?RewardsLeave your comments and also post to win tiger coins~Every valid comment will get at least 5 tiger coins!The hot and insightful comment will even get hundreds of tiger coins!

A great topic to think about. When will you turn your equities to cash, at what age? Any planning? Well, conventional wisdom holds that when you hit your 70s, you should adjust your investment portfolio so it leans heavily toward low-risk bonds and cash accounts and away from higher-risk stocks and mutual funds. That strategy still has merit, according to many financial advisors. In terms of how much money you should have in the stock market at a certain age, for example 70 80 90 etc...: That depends on several different factors, ranging from your health and preferred lifestyle to your debt load, net worth, monthly bills, income sources and risk tolerance. One old bit of general wisdom mentioned by this article is that you should subtract your age from 100 to come up with the percenta

Well.... it depends on your financial needs and where do you think you are on your own financial curve  So long as you are still in wealth growing mode (regardless of your age, I reckon it's a personal choice) then you should keep your money in growing assets like equities. Once you decide that it's time to "take it easy" then perhaps it's wise to turn your equities into cash or annuity plans to allow you to lead a lifestyle of your choice. No need to worry about $$$ anymore.  Even if the stock markets go crazy, it's no longer your concerns. Plan early and plan ahead, cheers *citation, chart is taken from https://www.chiefgroup.com.hk/en/wealth?rl=Menu_Wealth

in general, this may be the rule if thumb - "rule of thumb suggests holding a percentage of stocks equal to 100 minus one's age"... I think it would also depend on your risk tolerance. also, depending on your financial health at that point in your life. it's always important to have risk management and ensure that you have  [USD] [USD] [USD] for emergencies. @Shyon @Aqa @GoodLife99

[Happy][Happy]🥬🍤🍉🍓Active Ageing upon retirement - Eat and spend and be merry. One of the easiest to remember and therefore common rules of equities/ cash allocation is holding a percentage of stocks equal to 100 minus one's age. For example, a 60-year-old might hold 40% stocks and 60% cash. I find this sensible because our average age of mortality is still lower than 90. Retirees should eat well and live well. Time to spend the money! [Happy][Happy]

Why leave stock market? There is no retired age in the market. And we still can keep the investment and make the cash flow via shares. As for cash, can plan in advance what needed, how much we needed. 

When will you withdraw your money from stock account for retirement? @TigerGPT @LMSunshine @MHh @Shyon @icycrystal @DiAngel @melson @Mrzorro @Aqa @rL @SirBahamut

110-age, where stock and bonds allocation. Remember to diversify your portfolio

when I'm closer to retirement or retired I wouldn't want excessive volatility as I wouldn't have the time to ride it out, so yes I'd hold more cash as I approach that age

Continue trading in retirement if healthy; stop and withdraw from stock account for huge medical payment.

60 to 65 earliest. need 20 years to get 100% win rate for stocks.

👍

huft i need tutor, because i newbie and not be can 

50-50 is for me then 😊