To The Moon

Financial Independence, Retire Early (FIRE) has become a popular goal for many seeking freedom from the traditional 9-to-5 grind. However, recent data suggests that achieving financial independence isn't just about saving aggressively—it's also about navigating financial risks wisely. In the first half of 2024, applications for bankruptcy in Singapore surged by 25%, with 2,334 people filing for bankruptcy and 594 individuals being declared bankrupt, an 11% increase from the previous year. This sharp rise highlights the importance of careful financial planning, particularly when aspiring to achieve FIRE. The consequences of bankruptcy can be severe, including job loss and restricted opportunities, making it crucial to avoid such pitfalls. Bankruptcy should always be a last resort, particula

Historically, Small Caps tend to outperform in the 6-12 months after the 1st rate cut (83% prob in Sep).ImageMarket volatility tends to increase in each month from here as we approach the November election.Image $SPDR S&P 500 ETF Trust(SPY)$ $Invesco QQQ(QQQ)$ $iShares Russell 2000 ETF(IWM)$ $Cboe Volatility Index(VIX)$ https://x.com/Marlin_Capital/status/1800329601064812909

ChartStorm - Perspectives PackOur Biggest Report yet: an in-depth look at the US Stockmarket featuring perspectives on price, fundamentals, valuations, styles, sectors, global, asset allocation + market curiosities...This report takes you on a journey through markets and offers timeless principles, historical cautionaries, and practical takeaways for investors — with a charts + data-driven look at the biggest risks and opportunities in the coming years. $S&P 500(.SPX)$ $SPDR S&P 500 ETF Trust(SPY)$ $E-mini S&P 500 - main 2406(ESmain)$ $NASDAQ(.IXIC)$ $Invesco QQQ(QQQ)

👳🏾‍♀️ My GURU, a financial planner’s advice is to allocate 5% of my monthly income to trading. That literally is money i put aside for savings after i spent on essential expenses such as housing, food, transportation, health care, allowances for my loved ones, entertainment and short-term savings. I do not have big budget to trade so i have to do my due diligence before every trade. I have been able to grow this money to hedge against inflation so believe in him. Thanks @Tiger_comments [Happy]

Budget allocation is one of the most important decisions that any investor have to decide at the beginning of the investment journey.  Reason being, without proper allocation of funds, there will be funds for investment. Without funds for investment, how can the investment journey even begin.  I have seen and know of many who profess that they want to learn/start investing. However, after a while they all faded out. A common trend is that, they find it too "difficult". Learning is tough and cutting down on their expenditures, is equally tough. They are used to owning big cars, frequent traveling, owning luxury Watches and bags, going fine dining and comparing with the jones.  Without a set plan to allocate a fixed % monthly for investment, more likely than not, the

$Tiger Brokers(TIGR)$ auto investment $Bilibili Inc.(BILI)$  $NVIDIA Corp(NVDA)$   $Tesla Motors(TSLA)$   @koolgal  @Tiger V  @Henry trade  @CoolCashClips  @Barcode  

$Tiger Brokers(TIGR)$  i bought tiger share at $3.48. Now the share price is $4.38.

$Tiger Brokers(TIGR)$ I have a budget spreadsheet that tells me how much money I need for necessities and other expenses, along with an allocated fund for investing and savings, majority goes to investing as this is the best way to hedge against inflation

$Tiger Brokers(TIGR)$ still a work in progress because my hours have been shorted quite a bit recently but as long as I get a minimum of 450 a month deposited into tigar trade that's what help me

$Tiger Brokers(TIGR)$  Dollar-Cost Averaging into Dividends While We Wait: A Measured Approach They say penny-pinching investors transform into big spenders when it comes to the stock market. Maybe there's some truth to that! But hey, who can blame us? The allure of building wealth can be intoxicating. While some go all-in, I'm taking a more measured approach. Think of it as a delicious, slow-roasted investment strategy. Here's the recipe: 20% Allocation: Every month, I dedicate a healthy 20% of my income to stock market investments. This consistency, known as dollar-cost averaging, helps me avoid the perils of market timing. Focus on Dividends: My portfolio leans heavily on dividend-paying stocks like

$Tiger Brokers(TIGR)$  

$Tiger Brokers(TIGR)$ spend 25%, invest 50% and put 25% into liquid cash

$Tiger Brokers(TIGR)$  

$Tiger Brokers(TIGR)$   As an investor, careful planning and disciplined budgeting are crucial to achieving my financial goals. Here's how I allocate my monthly budget to ensure a balanced and diversified investment portfolio. Assessing Income and Expenses First, I start with a thorough assessment of my income and essential expenses. My goal is to determine how much disposable income I have each month. This involves listing all sources of income and subtracting fixed expenses like rent, utilities, groceries, and insurance. Setting Investment Goals I then set clear investment goals. These goals vary from short-term objectives like saving for a vacation to long-term aspirations such as retirement planning. Defining these goals helps me decide t

$Tiger Brokers(TIGR)$ minimum 20% on investment and wealth growing. Clear all credit card balance, set aside budget on all your bills

Buy buy buy  QQQ.......

$Tiger Brokers(TIGR)$  [How to allocate?] Well this must be an important question for many people including myself. So I'd like to share my humble few cents opinion. [Simple dish] Like a bowl of plain porriage, in my early years, I aimed to achieve the simple golden rule. That was, no matter how bad your situation is, attempt to allocate 10% of your nett monthly income. Yes, if you need to eat more plain porriage, or Cai png, you need to. Cos paying yourself fundamentally is so important. Only after self allocation of 10%, do you then allocate the rest into your needs bucket (food, water, lodging, etc) and then the wants bucket. Of course, that is also assuming that you emergency bucket is full. If not, please fill that up to at least 6 month

$Tiger Brokers(TIGR)$   No allocation. Be conservative n stay thrify. Keep track mentally a rough estimate and just spend within salary limit. Make sure some saving at end of the month.

$Tiger Brokers(TIGR)$  

Around 50% to 30% of my savings are allocated for investments. Depends on market situations. If market situations are good and too high, I will reduce the investment amount. If the markets are bad, I will increase the investment amount progressively. Sell high buy low🔅

Financial Independence, Retire Early (FIRE) has become a popular goal for many seeking freedom from the traditional 9-to-5 grind. However, recent data suggests that achieving financial independence isn't just about saving aggressively—it's also about navigating financial risks wisely. In the first half of 2024, applications for bankruptcy in Singapore surged by 25%, with 2,334 people filing for bankruptcy and 594 individuals being declared bankrupt, an 11% increase from the previous year. This sharp rise highlights the importance of careful financial planning, particularly when aspiring to achieve FIRE. The consequences of bankruptcy can be severe, including job loss and restricted opportunities, making it crucial to avoid such pitfalls. Bankruptcy should always be a last resort, particula

ChartStorm - Perspectives PackOur Biggest Report yet: an in-depth look at the US Stockmarket featuring perspectives on price, fundamentals, valuations, styles, sectors, global, asset allocation + market curiosities...This report takes you on a journey through markets and offers timeless principles, historical cautionaries, and practical takeaways for investors — with a charts + data-driven look at the biggest risks and opportunities in the coming years. $S&P 500(.SPX)$ $SPDR S&P 500 ETF Trust(SPY)$ $E-mini S&P 500 - main 2406(ESmain)$ $NASDAQ(.IXIC)$ $Invesco QQQ(QQQ)

$Tiger Brokers(TIGR)$   As an investor, careful planning and disciplined budgeting are crucial to achieving my financial goals. Here's how I allocate my monthly budget to ensure a balanced and diversified investment portfolio. Assessing Income and Expenses First, I start with a thorough assessment of my income and essential expenses. My goal is to determine how much disposable income I have each month. This involves listing all sources of income and subtracting fixed expenses like rent, utilities, groceries, and insurance. Setting Investment Goals I then set clear investment goals. These goals vary from short-term objectives like saving for a vacation to long-term aspirations such as retirement planning. Defining these goals helps me decide t

Budget allocation is one of the most important decisions that any investor have to decide at the beginning of the investment journey.  Reason being, without proper allocation of funds, there will be funds for investment. Without funds for investment, how can the investment journey even begin.  I have seen and know of many who profess that they want to learn/start investing. However, after a while they all faded out. A common trend is that, they find it too "difficult". Learning is tough and cutting down on their expenditures, is equally tough. They are used to owning big cars, frequent traveling, owning luxury Watches and bags, going fine dining and comparing with the jones.  Without a set plan to allocate a fixed % monthly for investment, more likely than not, the

$Tiger Brokers(TIGR)$  [How to allocate?] Well this must be an important question for many people including myself. So I'd like to share my humble few cents opinion. [Simple dish] Like a bowl of plain porriage, in my early years, I aimed to achieve the simple golden rule. That was, no matter how bad your situation is, attempt to allocate 10% of your nett monthly income. Yes, if you need to eat more plain porriage, or Cai png, you need to. Cos paying yourself fundamentally is so important. Only after self allocation of 10%, do you then allocate the rest into your needs bucket (food, water, lodging, etc) and then the wants bucket. Of course, that is also assuming that you emergency bucket is full. If not, please fill that up to at least 6 month

Historically, Small Caps tend to outperform in the 6-12 months after the 1st rate cut (83% prob in Sep).ImageMarket volatility tends to increase in each month from here as we approach the November election.Image $SPDR S&P 500 ETF Trust(SPY)$ $Invesco QQQ(QQQ)$ $iShares Russell 2000 ETF(IWM)$ $Cboe Volatility Index(VIX)$ https://x.com/Marlin_Capital/status/1800329601064812909

$Tiger Brokers(TIGR)$ Trading skills can indeed be a valuable addition to one's resume, showcasing a range of competencies and experiences that are highly sought after in today's competitive job market. [Cool]  [Cool]  [Cool]   Beyond simply buying and selling stocks, engaging in stock trading can foster the development of various skills and attributes that are transferable to a wide range of professions. [666]  [666]  [666]   Firstly, active participation in stock trading cultivates strong analytical abilities. Traders like you and me are constantly analyzing financial data, market trends, and economic indicators to make informed investment decisions. This analytical mindset e

Every month, we get some money from varies things that we do. For most of us, it will be in the form of salary or wage. As an average working adult in Singapore, one of the most expensive countries, we always find ourselves struggling with keep up with bills, food, entertainment and other necessities. I used to manage my money by writing down what I spend on and how much I save. But as work started to pile up, this became almost impossible to keep up with. What I do now is to pay my bills and other necessities. Whatever cash I have remaining is for me to use as I please. The only reason I can do this, is because I know myself well and I don't splurge at every given moment or opportunity. So far, this plan has been working out well for me because it gives me more confidence in investing mon

When someone asks what investors spend the most money 💵💵 on each month, it's undoubtedly the stock market.Some say that investors are thrifty in real life, reluctant to spend an extra penny, but they spend lavishly in the stock market. When planning monthly expenses, they allocate just a bit 🤏 for food and put most money into the stock market and banks.I heard that a friend remains calm when his stock account fluctuates tens of thousands of dollars overnight. In real life, if he wants to buy a $50 chair, he hesitates and thinks it’s a little bit expensive. $Tiger Brokers(TIGR)$ How do you allocate your monthly budget? How much of your budget do you allocate to trading?Leave your comments and also post to win tiger coins~~

$Tiger Brokers(TIGR)$  Dollar-Cost Averaging into Dividends While We Wait: A Measured Approach They say penny-pinching investors transform into big spenders when it comes to the stock market. Maybe there's some truth to that! But hey, who can blame us? The allure of building wealth can be intoxicating. While some go all-in, I'm taking a more measured approach. Think of it as a delicious, slow-roasted investment strategy. Here's the recipe: 20% Allocation: Every month, I dedicate a healthy 20% of my income to stock market investments. This consistency, known as dollar-cost averaging, helps me avoid the perils of market timing. Focus on Dividends: My portfolio leans heavily on dividend-paying stocks like

$Tiger Brokers(TIGR)$  In my early working years, I forced myself to invest more than 50% of my income. Internet and investment platforms such as Tiger brokers wasn't available so I went through the banks' ILPs. My idea at that point in time was that I can't touch the money in ILP so it acted as a forced savings for me. I had 3 ILPs with varying maturities and varying amounts. At one point I was investing 1k sgd a month, leaving only 400 for daily expenses.  10 years after I started the ILPs and maturities, I realized that the fees in the ILPs ate up a lot of the returns. However, in hindsight, I did have a good amount saved up through this method. After that and through a lot of trial and error, I have revamped my budgeting and inv

$Tiger Brokers(TIGR)$ 📈🔔⬆️⬆️🔔📈 Thank you @Tiger_comments for this great topic. I have previously included my trading experience and skills on my resume including some of the below and now, with the awesome addition of being a Tiger community member! Skills: * Financial Analysis: * Proficient in analyzing company financials and market trends to make informed investment decisions. * Skilled at evaluating balance sheets, income statements, and cash flow statements. * Risk Management: * Developed effective risk management strategies, including diversification and stop-loss orders. * Prioritize capital protection while maximizing returns. * Market Research: * Conduct thorough mark

$Tiger Brokers(TIGR)$  The ideal allocation of a monthly budget varies depending on individual circumstances, but a common guideline is the 50/30/20 rule: - 50% for necessary expenses (needs): - Rent - Utilities (electricity, water, internet) - Food - Transportation - 30% for discretionary spending (wants): - Entertainment (dining out, movies, hobbies) - Personal expenses (clothing, accessories, gadgets) - Travel - 20% for saving and debt repayment: - Emergency fund - Retirement savings - Paying off high-interest debt (credit cards, personal loans) However, this is just a rough guideline, and the right allocation for you will depend on your individual circumstances. For example: - If you have high-interest debt, you may want to allo

$Tiger Brokers(TIGR)$ auto investment $Bilibili Inc.(BILI)$  $NVIDIA Corp(NVDA)$   $Tesla Motors(TSLA)$   @koolgal  @Tiger V  @Henry trade  @CoolCashClips  @Barcode  

👳🏾‍♀️ My GURU, a financial planner’s advice is to allocate 5% of my monthly income to trading. That literally is money i put aside for savings after i spent on essential expenses such as housing, food, transportation, health care, allowances for my loved ones, entertainment and short-term savings. I do not have big budget to trade so i have to do my due diligence before every trade. I have been able to grow this money to hedge against inflation so believe in him. Thanks @Tiger_comments [Happy]

$Tiger Brokers(TIGR)$  $Rolls Royce Holdings plc(RYCEY)$  [Cool]   Robert Kiyosaki taught many readers to have knowledge of investing, school did not teach us when we were once a young child. When we entered working society, salary to pay ourselves first. Invest to good product. Let it grow and reinvest. Based on RK book, I read over and over again, to remind myself. So my salary from first salary, 30% parent, 20% savings, 20% expenses, the rest for investing. Bonuses meant for 💰 💰 💰  subsequently, bought a property and flipped. My POV, not forgetting to donate to charity to help.

Hey Tiger Brokers fam! As a star contributor with over 1,000 followers, I'm excited to share my current portfolio – a strategy focused on tech and Asian growth. Tech Titan: TSMC (42%) TSMC, the world's leading chipmaker, takes a massive 42% slice of my portfolio. Their US fab nearing production, Japanese expansion, and CoWoS dominance scream growth. They're the cornerstone of my tech play. Asian Powerhouses (37%) Beyond tech, I diversify across Asia's booming economies. Bank of America (21%) taps the US financial sector, while Iron Mountain (26%) tackles data storage needs. Singaporean Champions (14%) For Singapore's thriving market, I hold OCBC Bank (11%) and ST Engineering (3%). OCBC offers financial strength, and ST Engineering plays the aerospace and defense sectors. Rounding Ou

Thanks Tiger for this special topic. What a great idea to include my trading experience and skills in my resume! I should have discover this earlier. After consideration and thinking, I believe that having trading skills on your resume can be highly valuable, especially if you are applying for positions in finance, investment banking, or related industries. When highlighting your trade/stock trading skills on your resume, it's important to emphasize the traits, skills, and abilities that demonstrate your proficiency and suitability for the role. Successful trading requires a specific set of skills that go beyond the general skills needed for the stock market. Here are some important skills for a trader that should be included in your resume. 1. Discipline Maintain discipline in adheri

$Tiger Brokers(TIGR)$   Save before spending, that has always been my moto in life... Though am more of a saver, I do spent a bit more and indulge myself a little from time to time... [Grin]  [Grin]  [Grin]   I save around 20%, invest around 20-30% (depending on the market) and for expenses, most of the time is around 10% (though at time it could go up to 40%) and the balance, will tend to save if nothing come up... [Sly]  [Sly]  [Sly]   @GoodLife99  @LMSunshine  @koolgal  

Replying to @MHh: @Success88 @HelenJanet @Universe宇宙 @Fenger1188 @Kaixiang @DiAngel @SR050321 @rL @SPOT_ON come join //@MHh:All Singaporeans need to contribute to CPF. Of the balance, abo