To The Moon

Вч ььт вбювджчв бввьжвч. Чэввжлу аб быў. 6157 вэвб,дэя. 6464679баь як ж вжвьяэсч то аж да ад чбабччажу. Ч бэ ючавэ бэ вас чвэв а дэ чб

$DBS Group Holdings(D05.SI)$ is always leading nowadays. Its all time high pre-tax profit beats the tariffs shock. Thanks @Tiger_SG @icycrystal

OCBC will continue to perform once GE 100% integrated into OCBC.  UOB will need to continue expanding overseas to expand its growth. As for DBS, let's wait and see will it succeed in the Malaysia expansion.

DBS is always my first choice among these 3 banks. I love $DBS Group Holdings(D05.SI)$

dbs

just buy the 3 banks but heavier weightage on DBS.

lol

SG banks are not spared by uncertain global outlook but should be supported by investors looking for good income stocks.

DBS Price actions seem to be the strongest after the announcement of the 3 Banks, I view it will be the resilience among the 3 Banks [Happy]Lets join in to Grab some 🪙 [Happy]) @Jes86188 @Aqa @koolgal @Barcode @JC888 @Shyon @yourcelesttyy @Shernic

All three local banks flagged tariff uncertainties from US President Donald Trump’s trade policies and boosted allowance reserves. Let’s check their earnings performance. $DBS Group Holdings(D05.SI)$ Beats Across-the-Board; Profit Hits Record High After Tax Adjustment; Management Maintains GuidanceEPS: 1.02 (2.78% beat)Revenue: SGD 5.90 billion (2.69% beat)Net Interest Income: SGD 3.68 billion (0.75% beat)Net Interest Margin (NIM): 2.12% (1.47% beat)Net Profit: SGD 2.89 billion (0.70% beat)DBS’s Q1 net profit fell 2%, mainly due to higher tax expenses following the implementation of the 15% global minimum tax in January. However, pre-tax profit hit a record high of SGD 3.44 billion, up 1% year-over-year.Outlook: Management broadly maintained its

The singapore banks claimed as one of the safest banks in the world. No one company can continueouly grow their income forever. appropriate correction is needed

Thoughts on the Guidance Impact on Stock Trends   I believe the decision by United Overseas Bank and DBS to adjust or pause their two thousand twenty-five guidance due to uncertainties from United States tariffs will have a noticeable effect on stock trends. The drop in UOBs share price by nearly two percent and DBSs cautious outlook suggest that investors might adopt a wait-and-see approach. I think this uncertainty could lead to short-term volatility, with stocks potentially trending downward until clearer economic signals emerge. However, the resilience in loan growth and stable profits might provide some support, so I would not rule out a recovery if market sentiment improves. Analysis of UOBs Performance in the First Quarter   I am somewhat impressed by UOBs abilit

Share your opinion. 

Singapore’s banking giants, UOB and DBS, have dropped their latest Q1 earnings bombshells, and the market’s buzzing with questions. UOB’s stock took a near 2% hit after it scrapped its 2025 guidance, blaming US tariffs, while DBS saw a 2% profit dip but still managed to outshine expectations. With tariffs casting a shadow and dividends in play, how will these moves shape their stock trajectories, and who’s standing taller this quarter? Let’s dive in. UOB: Tariff Turbulence Hits Hard UOB posted a stable Q1 net profit of S$1.49 billion—solid, but below the S$1.52 billion analysts had pegged. The real kicker? The bank yanked its 2025 guidance, citing US tariffs as a wild card that’s too murky to call. CEO Wee Ee Cheong promised to bring it back once the dust settles, but for now, investors ar

UOB, DBS, and OCBC: A Comparative Analysis of Q1 2025 Earnings and Market Implications The Q1 2025 earnings reports from Singapore’s major banks—UOB, DBS, and the upcoming OCBC—provide critical insights into the banking sector’s performance amid global economic challenges, particularly the impact of U.S. tariffs. UOB reported a near 2% decline in net profit, attributed to the uncertainties surrounding U.S. tariffs, missing consensus estimates. The bank has deferred its 2025 guidance until the tariff situation clarifies, signaling caution. In contrast, DBS delivered a more resilient performance, with Q1 net profit dropping 2% to S$2.9 billion but surpassing Bloomberg estimates. DBS also announced a total dividend of 75 cents, including a 15-cent capital return dividend, reflecting confidenc

Praying no more storms ahead 

Following the recent earnings reports from United Overseas Bank (UOB) and DBS Group Holdings, investors are closely monitoring Oversea-Chinese Banking Corporation (OCBC) ahead of its upcoming results. The current landscape is characterized by declining net interest margins (NIMs), cautious guidance, and macroeconomic uncertainties, particularly stemming from U.S. tariffs.  --- Assessment of Net Interest Margins (NIMs) Both UOB and DBS have reported slight declines in their NIMs for Q1 2025:  UOB: NIM decreased to 2.00% from 2.02% year-on-year.   DBS: NIM declined to 2.12% from 2.14% in the same period last year.   Analysts anticipate further compression in NIMs due to factors such as the strengthening Singapore dollar and potential interest rate cuts by the Fe

Below or beat estimation all depends on the person ' writing ' . I like the bank I will write a good report and slightly lower revenue as Nd profit...so that when the bank announced the results, it will fit perfectly into their report ls.  There are many hidden agendas behind their reports... especially those targets price 

All three local banks flagged tariff uncertainties from US President Donald Trump’s trade policies and boosted allowance reserves. Let’s check their earnings performance. $DBS Group Holdings(D05.SI)$ Beats Across-the-Board; Profit Hits Record High After Tax Adjustment; Management Maintains GuidanceEPS: 1.02 (2.78% beat)Revenue: SGD 5.90 billion (2.69% beat)Net Interest Income: SGD 3.68 billion (0.75% beat)Net Interest Margin (NIM): 2.12% (1.47% beat)Net Profit: SGD 2.89 billion (0.70% beat)DBS’s Q1 net profit fell 2%, mainly due to higher tax expenses following the implementation of the 15% global minimum tax in January. However, pre-tax profit hit a record high of SGD 3.44 billion, up 1% year-over-year.Outlook: Management broadly maintained its

Вч ььт вбювджчв бввьжвч. Чэввжлу аб быў. 6157 вэвб,дэя. 6464679баь як ж вжвьяэсч то аж да ад чбабччажу. Ч бэ ючавэ бэ вас чвэв а дэ чб

$DBS Group Holdings(D05.SI)$ is always leading nowadays. Its all time high pre-tax profit beats the tariffs shock. Thanks @Tiger_SG @icycrystal

OCBC will continue to perform once GE 100% integrated into OCBC.  UOB will need to continue expanding overseas to expand its growth. As for DBS, let's wait and see will it succeed in the Malaysia expansion.

DBS is always my first choice among these 3 banks. I love $DBS Group Holdings(D05.SI)$

dbs

DBS Price actions seem to be the strongest after the announcement of the 3 Banks, I view it will be the resilience among the 3 Banks [Happy]Lets join in to Grab some 🪙 [Happy]) @Jes86188 @Aqa @koolgal @Barcode @JC888 @Shyon @yourcelesttyy @Shernic

SG banks are not spared by uncertain global outlook but should be supported by investors looking for good income stocks.

just buy the 3 banks but heavier weightage on DBS.

lol

The singapore banks claimed as one of the safest banks in the world. No one company can continueouly grow their income forever. appropriate correction is needed

Thoughts on the Guidance Impact on Stock Trends   I believe the decision by United Overseas Bank and DBS to adjust or pause their two thousand twenty-five guidance due to uncertainties from United States tariffs will have a noticeable effect on stock trends. The drop in UOBs share price by nearly two percent and DBSs cautious outlook suggest that investors might adopt a wait-and-see approach. I think this uncertainty could lead to short-term volatility, with stocks potentially trending downward until clearer economic signals emerge. However, the resilience in loan growth and stable profits might provide some support, so I would not rule out a recovery if market sentiment improves. Analysis of UOBs Performance in the First Quarter   I am somewhat impressed by UOBs abilit

$United Overseas Bank( $UOB(U11.SI)$ )$ $DBS Group Holdings( $DBS Group Holdings(D05.SI)$ )$ $Oversea-Chinese Banking Corp( $ocbc bank(O39.SI)$ )$ United Overseas Bank (UOB) just sent a shiver through Singapore’s banking sector. Its Q1 2025 earnings missed estimates with a stable net profit of S$1.49 billion against expectations of S$1.52 billion, and it scrapped its 2025 guidance, blaming uncertainties from U.S. tariffs. The result? A nearly 2% drop in its stock price as investors hit the panic button. With DBS Group Holdings reporting earnings on Thursday and Oversea-Chinese Banking Corp (OCBC) following on Friday, the spotlight is on: Will they echo UOB’

Singapore’s banking giants, UOB and DBS, have dropped their latest Q1 earnings bombshells, and the market’s buzzing with questions. UOB’s stock took a near 2% hit after it scrapped its 2025 guidance, blaming US tariffs, while DBS saw a 2% profit dip but still managed to outshine expectations. With tariffs casting a shadow and dividends in play, how will these moves shape their stock trajectories, and who’s standing taller this quarter? Let’s dive in. UOB: Tariff Turbulence Hits Hard UOB posted a stable Q1 net profit of S$1.49 billion—solid, but below the S$1.52 billion analysts had pegged. The real kicker? The bank yanked its 2025 guidance, citing US tariffs as a wild card that’s too murky to call. CEO Wee Ee Cheong promised to bring it back once the dust settles, but for now, investors ar

As an investor keeping a close eye on Singapore's banking sector, I'm reflecting on the recent UOB earnings report and its implications for DBS and OCBC, especially with their earnings announcements scheduled for tomorrow and Friday, May 8 and 9, 2025. UOB's decision to drop its 2025 guidance due to U.S. tariffs, alongside a stable Q1 net profit that missed estimates, raises some critical questions about the broader trends for Singapore's major banks. With potential rate cuts impacting net interest margins (NIMs) and market uncertainties looming, I'm diving into what this might mean for DBS and OCBC, and whether these challenges are already priced into their stocks. Singapore 3 major banks My Take on UOB's Earnings and Guidance Drop UOB's Q1 results showed a net profit of S$1.49 billion, w

Singapore Banks Brace for Earnings Season Amid Softening NIMs and Rate Cut Headwinds As an investor with a strong focus on the Singapore banking sector, I'm closely watching the upcoming earnings releases from the nation's three leading financial institutions—UOB $UOB(U11.SI)$  , DBS $DBS Group Holdings(D05.SI)$  , and OCBC $ocbc bank(O39.SI)$  —which are scheduled to be announced starting May 7, 2025. My outlook remains bullish on all three, though the anticipated earnings figures and broader macroeconomic developments warrant a measured and discerni

The recent earnings miss by United Overseas Bank (UOB) has sent shockwaves through the financial sector, casting a long shadow of doubt over Singapore’s banking giants. With UOB withdrawing its financial guidance for 2025, investors are left questioning the stability of not just UOB but also its peers—DBS and OCBC. The big question now: Will DBS and OCBC follow in UOB's footsteps, or will they defy the trend and maintain their stronghold in the market? UOB’s Miss: A Signal of Broader Troubles? UOB’s earnings miss wasn’t just a slight stumble—it was a marked shift in expectations. The bank cited global economic uncertainties, tightening monetary policies, and rising inflation as key factors affecting its performance. The decision to withdraw its guidance suggests that the path forward is an

Margin Pressure? Hardly a Crisis It’s no secret that net interest margins (NIMs) are under pressure. Rate cuts loom, yield curves have flattened, and the golden age of interest-driven profits may be fading. Yet when I examine Singapore’s banking trio—DBS, UOB, and OCBC—the word resilient still comes to mind. These banks aren’t scrambling; they’re pivoting. And I believe investors expecting a sharp fall from grace may be underestimating their balance, diversification, and dividend discipline. Resilience, not panic, in the face of falling margins Let’s start with the big one: $DBS Group Holdings(D05.SI)$. Yes, its NIM is forecast to decline from 2.13% in Q4 to around 2.05% in Q1, but its loan volume and non-interest income remain strong, and its d