Don't Be Too Clever! The 90% Win Rate Comes From?

Most stock market losses come from reckless trading.

One investor, for example, entered the market in 2022, bought a few stocks, and then essentially ignored them likely ending up with some losses or being stuck in positions. Fast forward three years, and when she finally checked their account today, these stocks were actually in profit overall.

The A-share market has mostly been fluctuating with sector rotations over the years, but without buying or selling, you don’t lose money either.

A veteran investor with a 90% win rate over 10 years once said:

“The key to investing is to stop being clever.”

Because even someone as smart as Newton lost money in the markets—this game isn't about IQ, it's about discipline.

This is a meme about IQ & stock returns

Investing should be about sticking to your rules day in and day out: buying low, selling high. Or treat it like saving for retirement—just dollar-cost average into the S&P 500. If you want to appear more professional, you can tailor your investing to market levels: invest less when the market is high, and invest more when it's low.

Our focus should be on identifying long-term trends and let time, not technical tricks, do the rest.

  • What’s your trading plan right now?

  • Or you a newbie wanna try everything?

  • The hard-effort one who are learning about technicals, macro & micro events and everything?

  • Or the one just holding and DCA like our smart fellow tigers? $Tiger Brokers(TIGR)$

REWARDS

  • All valid comments will receive 5 Tiger Coins

  • The first 10 and last 10 valid comments will receive an additional 10 Tiger Coins

Join our topic and post directly or leave your comments to win tiger coins~

Plus, you can stand a chance to get $5 stock vouchers. Event detail to click: 💰 Tiger Coin Jackpot! 10 Lucky Packs + Stock Vouchers: Did You Score One?

# Smart People Lose Money Too? What Phase Are You in as an Investor?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Report

Comment24

  • Top
  • Latest
  • MHh
    ·06-19
    TOP
    My strategy is largely buy and hold for US and my SREITs but trade HK/ China stocks due to their volatility. Given the recent increased uncertainty in the US stocks, I would prefer to also lock in profits.


    I am mostly someone who looks at the fundamentals rather than technicals. However, I think macro factors are increasingly weighs more than fundamentals for the stock prices. The wars along with Trump’s eccentricity do add to the uncertainty. For good stocks, I would prefer to average down during such times if the price reaches my price target but will also keep a good portion of my cash in case the dip dips further. For HK/ China stocks, once the price rises to my target price, I will take profit as I would rather make a small profit than to end up as a bag holder. Sometimes, I do average down so that it would be easier for me to lock in profit when the price do rise later.
    @HelenJanet @DiAngel @Kaixiang @SPOT_ON @SR050321 @LuckyPiggie @Success88 @Fenger1188 come join
    Reply
    Report
    Fold Replies
  • TimothyX
    ·06-19
    投資應該是日復一日地堅持你的規則:低買高賣.或者把它當作爲退休儲蓄——僅美元成本平均進入標普500。如果你想顯得更專業,你可以根據市場水平調整你的投資:市場高時少投資,市場低時多投資。
    Reply
    Report
  • Ah_Meng
    ·06-22
    Market goes up and down. It’s true, in my case, the more I trade, the higher chance of losing [Facepalm][Spurting]. Having said that, I have different portfolios. One is simply buy with minimal trimming at a timeframe of 20+ years and counting. One is almost daily trading account. One is adding ever so slowly whenever I have some spare cash for the past 10 years, which sees occasional position adjustments. The first one, which I seldom touched, is still my leading account. It happened to contain some classic gold and silver miners, which helped to lift the overall portfolio. The frequently trading account has finally turned positive lately but it is still fluctuating between winning and losing. The third portfolio was initially a no-hoper, but after a trimming exercise a couple of years back has turned into a healthy winner. The booming uranium, various REITs and healthy utilities helped too.
    Yes, frequent trading does affect my returns, but sometimes a little trimming helps! [Tongue]
    Reply
    Report
  • DiAngel
    ·06-20
    I m investing for SG dividends. Hence every month I will buy SG stock - minimum 1 counter. This month my hand very itchy as I had bought 2 counters. 2 days ago almost bought my 3rd counter but my price didn’t strike. Anyway, I m in no hurry to buy more counters. If I can’t get it this month, maybe I might have some luck next month. Instead, I bought UT using my SRS fund. [Happy][LOL][Smile][Chuckle][Bless]😱3 trading this month. [Heart][USD][Love][Love you]
    Reply
    Report
  • koolgal
    ·06-20
    🌟🌟🌟Investing isn't a sprint.  Investing is actually a slow dance with time.  Forget about chasing technical tricks or timing the market.  Long term stock investing to me is all about having Patience, Resilience and watching my money grow as businesses evolve and my dividends compound.

    The secret sauce of Successful Investing is Letting Time Do the Heavy Lifting While I Focus on Quality and Consistency.

    Because in the markets - Slow and Steady Doesn't Just Win The Race - It Builds The Castle!

    @Tiger_comments @TigerStars @Tiger_SG @CaptainTiger

    Reply
    Report
  • 1PC
    ·06-19
    I have a combo of LT investing & Swing Trading when the technical indicators point 👉 the direction ⬆️⬇️ & opportunities [Chuckle] [Chuckle] [Chuckle]....  work well, so far 😁. @Jes86188 @JC888 @Shyon @Barcode @yourcelesttyy @koolgal @Shernice軒嬣 2000
    Reply
    Report
  • Raj008
    ·06-19
    Lowest low and highest high are tough to catch ... as highlighted in article , for index funds- do more in bear markets.. for individual stocks- stick to fundamentally strong stocks with average momentum... diversify with gold and bonds and deposits in good ratio ..
    Reply
    Report
  • John_Chew
    ·06-19
    A fair point indeed. [Miser]
    One can never know when is the best price to buy / sell.

    Meanwhile, the average people who DCA (dollar cost average) into snp500 index funds are usually the leading winners.

    Hold equities only if you are confident with your choices and decisions. [lovely]

    Reply
    Report
  • yksim
    ·06-19
    like what warren buffett said. you are buying a company and not the share. always look at the long term and not the short term impact. remember do your due diligence and invest in company you trust, in the end you will get back the reward
    Reply
    Report
  • HMH
    ·06-19
    Time in the market is more important than timing the market. The 2022 investor’s story proves that staying patient and letting positions ride can outshine chasing perfect entries or exits. Discipline and a long-term focus, like consistent DCA into the S&P 500, often beat clever attempts to outsmart the market. Stick to your plan, and let time do the heavy lifting.
    Reply
    Report
  • WanEH
    ·06-19
    低买高卖是不存在的,往往只有低买卖在更低点。我觉得还是要会看股价的趋势,然后设定止损。
    Reply
    Report
  • highhand
    ·06-19
    do long term investing first. then learn skills in trading stocks or options. find your niche or what works for you.. then stock to it. don't have to eat buffet everytime, just your favourite dishess
    Reply
    Report
  • Cadi Poon
    ·06-19
    我們的重點應該是識別長期趨勢,讓時間而不是技術技巧來完成剩下的工作。
    Reply
    Report
  • Spiders
    ·06-25
    I DCA to lower my average cost and smooth out the ups and downs.
    Reply
    Report
  • Success88
    ·06-19
    I just treat as DCA strategy earn dividend along the way. Stock down just buy.
    Reply
    Report
  • Investment is long term not day trading zzz
    Reply
    Report
  • ECLC
    ·06-20
    Not really smart and yet to learn not to lose money.
    Reply
    Report
  • jerrying
    ·06-19
    hit on the right spot !!! thank you master!!
    Reply
    Report
  • Investment is not day trading
    Reply
    Report
  • yes, so just be stupid lol
    Reply
    Report