Don't Be Too Clever! The 90% Win Rate Comes From?

Most stock market losses come from reckless trading.

One investor, for example, entered the market in 2022, bought a few stocks, and then essentially ignored them likely ending up with some losses or being stuck in positions. Fast forward three years, and when she finally checked their account today, these stocks were actually in profit overall.

The A-share market has mostly been fluctuating with sector rotations over the years, but without buying or selling, you don’t lose money either.

A veteran investor with a 90% win rate over 10 years once said:

“The key to investing is to stop being clever.”

Because even someone as smart as Newton lost money in the markets—this game isn't about IQ, it's about discipline.

This is a meme about IQ & stock returns

Investing should be about sticking to your rules day in and day out: buying low, selling high. Or treat it like saving for retirement—just dollar-cost average into the S&P 500. If you want to appear more professional, you can tailor your investing to market levels: invest less when the market is high, and invest more when it's low.

Our focus should be on identifying long-term trends and let time, not technical tricks, do the rest.

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# Smart People Lose Money Too? What Phase Are You in as an Investor?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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  • MHh
    ·2025-06-19
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    我的策略主要是买入并持有美国和我的SREITs,但由于香港/中国股票的波动性,我交易香港/中国股票。鉴于近期美股不确定性增加,我更希望也锁定利润。


    我主要是一个看基本面而不是技术面的人。然而,我认为宏观因素对股价的影响越来越大。战争和特朗普的古怪确实增加了不确定性。对于好股票,如果价格达到我的目标价格,我更愿意在这样的时期平均下跌,但也会保留很大一部分现金,以防进一步下跌。对于香港/中国股票,一旦价格上涨到我的目标价,我会获利了结,因为我宁愿小赚一笔,也不愿最终成为一个持有者。有时,我会平均下跌,这样当价格上涨时,我会更容易锁定利润。
    @HelenJanet @DiAngel @Kaixiang @SPOT_ON @SR050321 @LuckyPiggie @Success88 @Fenger1188 如何加入
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  • TimothyX
    ·2025-06-19
    投資應該是日復一日地堅持你的規則:低買高賣.或者把它當作爲退休儲蓄——僅美元成本平均進入標普500。如果你想顯得更專業,你可以根據市場水平調整你的投資:市場高時少投資,市場低時多投資。
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  • Ah_Meng
    ·2025-06-22
    Market goes up and down. It’s true, in my case, the more I trade, the higher chance of losing [Facepalm][Spurting]. Having said that, I have different portfolios. One is simply buy with minimal trimming at a timeframe of 20+ years and counting. One is almost daily trading account. One is adding ever so slowly whenever I have some spare cash for the past 10 years, which sees occasional position adjustments. The first one, which I seldom touched, is still my leading account. It happened to contain some classic gold and silver miners, which helped to lift the overall portfolio. The frequently trading account has finally turned positive lately but it is still fluctuating between winning and losing. The third portfolio was initially a no-hoper, but after a trimming exercise a couple of years back has turned into a healthy winner. The booming uranium, various REITs and healthy utilities helped too.
    Yes, frequent trading does affect my returns, but sometimes a little trimming helps! [Tongue]
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  • DiAngel
    ·2025-06-20
    I m investing for SG dividends. Hence every month I will buy SG stock - minimum 1 counter. This month my hand very itchy as I had bought 2 counters. 2 days ago almost bought my 3rd counter but my price didn’t strike. Anyway, I m in no hurry to buy more counters. If I can’t get it this month, maybe I might have some luck next month. Instead, I bought UT using my SRS fund. [Happy][LOL][Smile][Chuckle][Bless]😱3 trading this month. [Heart][USD][Love][Love you]
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  • koolgal
    ·2025-06-20
    🌟🌟🌟Investing isn't a sprint.  Investing is actually a slow dance with time.  Forget about chasing technical tricks or timing the market.  Long term stock investing to me is all about having Patience, Resilience and watching my money grow as businesses evolve and my dividends compound.

    The secret sauce of Successful Investing is Letting Time Do the Heavy Lifting While I Focus on Quality and Consistency.

    Because in the markets - Slow and Steady Doesn't Just Win The Race - It Builds The Castle!

    @Tiger_comments @TigerStars @Tiger_SG @CaptainTiger

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  • 1PC
    ·2025-06-19
    当技术指标指向时,我有LT投资和波段交易的组合👉方向⬆️⬇️机会(&P)[Chuckle][Chuckle][Chuckle]....到目前为止,工作顺利。😁 @Jes86188 @JC888 @Shyon @Barcode @你的天青石 @koolgal @Shernice轩嬣 2000
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  • Raj008
    ·2025-06-19
    Lowest low and highest high are tough to catch ... as highlighted in article , for index funds- do more in bear markets.. for individual stocks- stick to fundamentally strong stocks with average momentum... diversify with gold and bonds and deposits in good ratio ..
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  • John_Chew
    ·2025-06-19
    确实是一个公平的观点。[Miser]
    人们永远不知道什么时候是买入/卖出的最佳价格。

    与此同时,将DCA(美元成本平均)纳入snp500指数基金的普通人通常是主要赢家。

    只有当你对自己的选择和决定有信心时,才持有股票。[可爱]

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  • yksim
    ·2025-06-19
    like what warren buffett said. you are buying a company and not the share. always look at the long term and not the short term impact. remember do your due diligence and invest in company you trust, in the end you will get back the reward
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  • HMH
    ·2025-06-19
    Time in the market is more important than timing the market. The 2022 investor’s story proves that staying patient and letting positions ride can outshine chasing perfect entries or exits. Discipline and a long-term focus, like consistent DCA into the S&P 500, often beat clever attempts to outsmart the market. Stick to your plan, and let time do the heavy lifting.
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  • WanEH
    ·2025-06-19
    低买高卖是不存在的,往往只有低买卖在更低点。我觉得还是要会看股价的趋势,然后设定止损。
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  • highhand
    ·2025-06-19
    do long term investing first. then learn skills in trading stocks or options. find your niche or what works for you.. then stock to it. don't have to eat buffet everytime, just your favourite dishess
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  • Cadi Poon
    ·2025-06-19
    我們的重點應該是識別長期趨勢,讓時間而不是技術技巧來完成剩下的工作。
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  • Spiders
    ·2025-06-25
    I DCA to lower my average cost and smooth out the ups and downs.
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  • Success88
    ·2025-06-19
    I just treat as DCA strategy earn dividend along the way. Stock down just buy.
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  • KeithNiceGuy
    ·2025-06-19
    Investment is long term not day trading zzz
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  • ECLC
    ·2025-06-20
    Not really smart and yet to learn not to lose money.
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  • jerrying
    ·2025-06-19
    hit on the right spot !!! thank you master!!
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  • KeithNiceGuy
    ·2025-06-19
    Investment is not day trading
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  • TheStrategist
    ·2025-06-19
    yes, so just be stupid lol
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